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Hi, I have no debt, and have built up a large credit line from a history of AoRs (to earn signup bonuses), currently around $280k. I am interested now in creating relationships with credit issuers that have a history of giving out 0% APR offers to current cardholders. I plan to leverage the 0% offers (with low BT fees) to invest in the market in mutual funds that I consider to be a reasonable risk tolerance for me. I understand that I could lose money, but in the long run if I do this every year and have a stable income that I can repay back on down years, I should make money. I already understand the risks and they are acceptable to me, but I warn that others should not follow this lead if they do not fully understand the risks. I have heard that Penfed / NFCU both have a history of giving large credit lines and good 0% b/t transfer offers to existing customers. I have tried searching for a comprehensive list of other "nice" issuers like this, but couldn't find any others. I am looking for an app o rama where I "get in the door" with the "nice" issuers so that in the future I have a nice stream of 0% APR offers. Could someone please give me some pointers? Thanks!
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Just got an Email from NFCU, 0% BTs for 12 months, offer expires April 20th, 2014! I realize it is likely targeted.. just a heads up to look for the email.
