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Hi, I have no debt, and have built up a large credit line from a history of AoRs (to earn signup bonuses), currently around $280k. I am interested now in creating relationships with credit issuers that have a history of giving out 0% APR offers to current cardholders. I plan to leverage the 0% offers (with low BT fees) to invest in the market in mutual funds that I consider to be a reasonable risk tolerance for me. I understand that I could lose money, but in the long run if I do this every year and have a stable income that I can repay back on down years, I should make money. I al