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zico325

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  1. zico325

    guide to Capital one & the 2fer deal is dead

    How old are they? Personally, I think I'd be inclined to keep them both for a while (maybe even try to PC the platty to a QS, grow that card, then combine). I'm seeing credit issues that would prevent you from getting approved for a Venture. I'd get the credit steps increases and then combine the newest card into the oldest card. Right before you combine, try for a normal CLI on both cards. Once combined, try to have the one remaining card PC'd to a QS. they are about 7 months old , POtO do you mind pointing out which issues could possible keep me out of the venture race thanks my oldes is the barclay card fingerhut second oldest
  2. zico325

    guide to Capital one & the 2fer deal is dead

    hi folks , for those with experience i have two caps 1 card in credit step with zero balance 1300 each looking at my profile should i combine them or let them grow for another year or so
  3. zico325

    guide to Capital one & the 2fer deal is dead

    ibowfish is right , i called and i was told the card i need to close and move need to be at zero balance , and since i have two credit steps card she advice me not to do that because next credit increase instead of 300 or 500 x 2 it will only be one increase i m thinking about it we ll see
  4. zico325

    guide to Capital one & the 2fer deal is dead

    hey guys i have two start up card with capital on with 1300 each i wanna combined them do i need to pay them off first ? 155 and 200 balance
  5. zico325

    Barclay'S IS A JOKE

    maybe during x mas you never know
  6. zico325

    Barclay'S IS A JOKE

    yeah i m gonna relax for now i also got the walmart mc card for 6k, i think that s enough for one evening , i was suppose to be gardening damn that s hard to do ,
  7. zico325

    Barclay'S IS A JOKE

    approved for 4k called asking for 8k they countered with 6k so i m happy thanks to you all and kudos to PotO i did forget about this card it should have been my first before the discover it , thanks again
  8. zico325

    New Synchrony Marvel MC 3% Dining

    applied for this card got approved for 4k called asking for 8k they countered with 6k so i m happy thanks to you all
  9. zico325

    Barclay'S IS A JOKE

    A few things come to mind. Without knowing your profile, I'm wondering if you could combine the two CapOnes into one card and apply for a new one. You seem in with Synchrony Bank, so maybe you can apply for their Marvel MasterCard and get that to $6,000 and / or their PayPal MasterCard. Have you ever tried Chase or Bank of America? i thought about it , my caps 1 card were born in January so i have to wait another month to combine, i m worried about account age that s what i really dont want to keep adding new cards , plus i have 1 baddy with the devil premier falling off this October i took your advice i pulled the trigger on the marvel card and i did get the card but i could not find what was my credit limit since i did it through the marvel website will call syncb and let you you guys know
  10. zico325

    Barclay'S IS A JOKE

    i wonder how long i have to wait before i can repeat the process again , so far the feed back i got it s been good,
  11. zico325

    Barclay'S IS A JOKE

    discover is my highest with $ 5500 , amazon is there too but that s a store card
  12. zico325

    Credit Card "Pre-Selector" sites?

    forget about credit karma, useless only good for selling ads, what your fico score and how is your credit overall with late payment , baddies and charge off ,
  13. zico325

    Barclay'S IS A JOKE

    my experience with barclays is i have the rewards card for a year , when i ask for a cli i got denied , and i went and apply for the arrival and got approve for $2500, when i called and ask how i got denied for a cli and approved for a new card , i was told i can move the new limit to the old card and close the new one , so i did just that , i m not sure if that is a good thing to do but it cost me two hp , but i consider myself still in the rebuilding process, 1 baddy left to fall off this october
  14. yep it is way for them to sneak peak at your file lol but hey it s free, experian for free from discover , transunion for free from barclay, , how do i get equifax for free anyone knows, thanks?
  15. i know this topic isn't about pre approval but i pull amex tools on the site they game pre approval for amex every day and blue cash every day , with the score below should i follow through or wait another six months,

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