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CreditChampion

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  1. Paying that group $3,000 after you get some credit sounds fishy. How are they going to enforce you paying them that? I am working with a group that guarantees $50,000 or more of credit and I am only paying $1795 and they are the oldest credit builder helpers in the nation. Most credit builders you see are copy cats of the parent company of the group I am working with. I would like to put my email address so you can contact me about them but I do not know if I can do that here. I have found that working with this group and asking questions on credit boards is the perfect combination for me. I have gotten answers from them that I was not able to get on this board so it is the perfect combination for building credit.
  2. I am going to build a website for my business now and I want to include the things on it that are necessary in case a creditor looks at it before extending credit. Do you have any tips? Do you have a check list of what to have on the web site? A. Biography info about the principals B. Business contact info. C. The mission of the business D. Details of what the business does In this day and age a professional looking website with the right details on it is very important. Thanks,
  3. Here are several quick and easy things to do to get a business phone listing. First, go to the List Yourself website (http://www.listyourself.net/). This site bills itself as "The Listing Service for the Unlisted" and while it appears to be a very simple site, many small business owners have told us that it has worked for them. However, some have not been successful with this service and others have had to enter their information multiple times before it worked. Still, it's a free service so it's worth a try. ****************************************************************** I DID THIS BUT FOUR DAYS LATER IT WAS NOT IN THE COMCAST 411 EVEN THOUGH LIST YOURSELF TOLD ME MY BUSINESS NUMBER WAS ADDED TO THE 411 NATIONAL DATABASE. DO I HAVE TO WAIT LONGER WHILE IT PROPOGATES? ******************************************************************* Second, go to SuperPages (http://www.superpages.com/) and register your business for a free listing. You will find the "FREE Listing" link on the left nav on the home page. ******************************************************************** WOULD YOU VETERANS RECOMMEND THIS? WOULD MY BUSINESS NUMBER GET A LOT OF TELEMARKETERS? WOULD THE SUPERPAGES GIVE ME A LOT OF FREE ADVERTISING JUST BY HAVING MY NUMBER IN THE SUPER PAGES? ******************************************************************** Third, you can contact Verizon Wireless at 1-800 722-0577 and ask for a "foreign listing" - you don't actually have to have a Verizon number to get into their wireless 411 directory. There is a one-time $9 fee and a $1.12 monthly charge. ******************************************************************* SOMEONE JUST ABOVE ON THIS THREAD RECOMMENDED THIS AS IT WORKED FOR HIM. I WILL TRY THIS TOMMORROW AND SEE IF IT IS LISTED BY NEXT MONDAY IN COMCAST 411. IS THIS VERIZON FOREIGN LISTING REALLY GOOD?
  4. http://www.sitejabber.com/reviews/www.breadstreet.com That review is most likely a competitor and probably the one mentioned in the testimonials on the Bread Street web site. Here are some names that you could yahoo people search and get in contact with them and they could verify Bread Street's services. I am not recommending B.S. (Bread Street). But here are the testimonials and names you could yahoo people search and talk to them for verification: Testimonial by Mike Goodman Hi BreadStreet, I've been very happy with the free leads I've been getting from your site. The prospects I call recognize the Breadstreet name, they let me say a few sentences without interrupting, and have been much more responsive than other leads I've called. From the first 100 free investors I downloaded, I've spoken with 62 and had 27 indicate some level of interest, either short term or long. I think that's pretty incredible. Keep up the good work! Michael Goodman Temple City, CA Testimonial by Karl Meenach Dear BreadStreet Team, I just wanted to let you know how very pleased I am with Breadstreet! Three months ago we posted an ad with The GoBigNetwork .com and have received no more than a handful of leads and the leads that we contacted have never gotten back in touch with us! We've only had our ad with Breadstreet one week and have received almost twice the leads that we've received with GoBignetwork .com! I would recommend that anybody looking for funding go with BREADSTREET!!!!!! Thanks, Karl Meenach 400 Wall Street Greenwood, Indiana 46134 Testimonial by G. Anthony David, Trent Thank you so much for always following up with me on how the investors are responding etc. You are for sure, in my opinion the best service that brings real investors to the table. Bottom line is, you perform and you should be proud!!!! Besides which, your investors are such a pleasure to talk too and communicate with. Have a great day!!!!! Yours Truly G. Anthony President / Producer Tritan-Northstar Entertainment G. Anthony 6080 Center Dr 6th Fl Vivendi Universal Bldg Los Angeles CA 90045
  5. No I have not but I want to thank you for the web site URL as I may try them in the future.
  6. After reading that article I have little hope in getting credit. I wonder if $10,000 via a biz credit line would be possible or hopeful for a start up?
  7. Dear Fellow Credit Champions: Please answer this in a separate email from the last questions I asked you. Thanks. What kind of business pulls in the most credit or at least has worked better in the past for getting credit? Would a home based business consulting company be less likely to get credit than a real estate company? I need some feedback and ideas for securing credit as I plan my business and web site. I realize the people behind the companies are important but I would like to look at just the business idea if that is possible. Also, where on this forum can I find templates for biz plans? What web sites outside of this forum have helpful biz plan templates I can download? P.S. Just kidding around with the above face. I really look like this:
  8. I found a service at: www.callture.com that is only $9.95 a month and they even provide a voice message service along with the phone number at no extra charge I believe. Before I sign up with this service I would like to find out if the number they give me will be accepted by the 411 listing. How do I do this?
  9. If I want to get my credit out of the card so I can wire the money when I have a situation where I need the liquid funds in wiring form and I can not use a credit card to make the transfer then what are some of the best ways to liquify your credit for wiring purposes? One idea I have is to buy gold with your credit card and then sell the gold and then wire the money you get from the gold. Are there any other ideas? Thanks
  10. If I want to get my credit out of the card so I can wire the money when I have a situation where I need the liquid funds in wiring form and I can not use a credit card to make the transfer then what are some of the best ways to liquify your credit for wiring purposes? One idea I have is to buy gold with your credit card and then sell the gold and the wire the money you get from the gold. Are there any other ideas? Thanks
  11. There are under 1000 places that will give you credit on your business credit score alone without having to PG everything. Why do you say I would have to PG everything when I can build credit on the EIN instead of my SS #?
  12. I asked this question on the business credit forum but I think it would be good to ask it here since I may be able to get an accurate answer if I look at the answers I get from both sections of the forum and since this is the credit section I believe you people can help. You guys/gals who are familiar with the various cards and lines of credit that are available I have a question for you: If I am using 100,000 dollars of credit and I have accessed this via three or four cards or loans or lines of credit that are easy to get, what would be the approximate payment amounts monthly to pay off this loan? If you know the amount to make monthly payments on $1,000 then we could multiply that by 100 but I guess the monthly amounts would vary among the three or four or five cards and lines of credit that would be used. I am not looking for extremely accurate amounts per month but a very close estimate based upon recent experience using the kinds of credit that you people have been getting ? I need to know how much I need to keep in reserve to make the monthly payments until my business starts producing enough to make payments on the monthly bill required for the use of $100,000 in credit. I estimate I will need six months of capital to make the monthly payments before my business starts producing enough so I can draw out money from the business itself to make the monthly payments.
  13. This question comes as a spin off from the question asked today by BostonTeaParty You guys/gals who are familiar with the various business cards and lines of credit that are available I have a question for you: If I am using 100,000 dollars of credit and I have accessed this via three or four cards or loans or lines of credit that are easy to get, what would be the approximate payment amounts monthly to pay off this loan? If you know the amount to make monthly payments on $1,000 then we could multiply that by 100 but I guess the monthly amounts would vary among the three or four or five cards and lines of credit that would be used. I am not looking for extremely accurate amounts per month but a very close estimate based upon recent experience using the kinds of credit that you people have been getting for your llcs? I need to know how much I need to keep in reserve to make the monthly payments until my business starts producing enough to make payments on the monthly bill required for the use of $100,000 in credit. I estimate I will need six months of capital to make the monthly payments before my business starts producing enough so I can draw out money from the business itself to make the monthly payments.
  14. Hello: I heard that if you apply often for credit cards that this can be a red flag and the card companies will begin to turn away your requests for a card? How often can I apply for a new card and thus increase my credit lines without getting turned away if my personal credit is very very good? Every two weeks? Every month? Every two months? It sure would be nice to hear from someone who has had experience with applying every week or how ever often you applied without raising a red flag and getting turned away. Which card companies give the most credit on the first few cards? Can you name several that give $15,000 to $25,000 lines to people with very good personal credit?
  15. Hello: This is my first post here and I have some important questions before I even consider if I want to even begin to dig into the vast storehouse of information on this forum and before I decide if I want to begin my company and to fund it. So here goes: * In the present tight credit times we are living in, approximately how long does it take to get at least $50,000 or more in credit lines for a company without a personal guarantee and with a good business plan following the steps to getting business credit laid out on this forum? * Is it possible to get at least $50,000 in credit without putting your PG (personal guarantee on anything? * Is there information on this forum that would help me write a good business plan? * Would not it be faster to get $50,000 in credit from personal credit cards to fund your company and this could be used to start and run the company first? AND, the company credit lines that a person gets later could be used to pay off the personal credit cards and lines? * If a person funded their LLC using business credit lines and the money was lost through business failure and the company had to declare bankruptcy would that affect the personal credit of the LLC manager who is the owner of the company? Hope I can later give back to newbies if or when I become the EXPERIENCED ONE ! But I do need to ask this before I even consider forming a company.

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