Jump to content

kimbar

Members
  • Content Count

    36
  • Joined

  • Last visited

Profile Information

  • Location
    northern Illinois
  1. CCT has me at 595 for EQ and 594 TU and Im glad it aint so. myfico is 680 EQ and 681 TU
  2. Dont forget CSC for those of us that have to dispute thru them for equifax.
  3. This is good to know. CSC handles all the disputes for equifax for me. With MPM would I have to wait for the enrollment before I could pull ? Thanks so much for clearing that up.
  4. Thanks for the reply Bob. I must be missing something to get the bumps. These are my softs from 1-21-2010 and I had 14 hards at the time and am at 11 as of today. But it looks like I get chopped on the 30th or 31st so I only have a few more days to b. INTERSECTIONS 01/11/10 CD-INTERSECTIONS 01/10/10 ND-CHOICEPOINT :: 07/21/08 CIC/EXPERIAN ALRTS 07/20/09 Q-SPACE 12/31/09, 12/30/09, 12/29/09, 12/28/09, 12/27/09, 12/26/09, 12/25/09, 12/24/09, 12/23/09, 12/22/09 CREDITEXPERT 1-866-673-0140 01/21/10, 01/20/10, 01/19/10, 01/18/10, 01/17/10, 01/16/10, 01/15/10, 01/14/10, 01/13/10, 01/12/10, 01/11/10, 01/10/10, 01/09/10, 01/08/10, 01/07/10, 01/06/10, 01/05/10, 01/04/10, 01/03/10, 01/02/10, 01/01/10, 12/31/09, 12/30/09, 12/29/09, 12/28/09, 12/27/09, 12/26/09, 12/25/09, 12/24/09, 12/23/09, 12/22/09, 12/21/09, 12/20/09, 12/19/09, 12/18/09, 12/17/09, 11/30/09, 10/31/09, 09/30/09, 08/31/09, 07/18/09 CSC 01/21/10, 10/05/09, 08/18/09, 08/17/09, 08/12/09 CSC 01/05/10, 09/16/09 CSC CRDT SVCS CONS ASST CTR 08/15/09, 07/30/09 DISH NETWORK 09/22/09 EQUIFAX INFO SVCS 07/19/09 EQUIFAX 01/21/10, 01/18/10, 01/13/10, 01/09/10, 01/05/10, 01/01/10, 12/26/09, 12/17/09, 12/08/09, 11/15/09, 10/22/09, 10/12/09, 10/05/09, 10/01/09, 09/24/09, 09/19/09, 09/16/09, 09/10/09, 08/24/09, 08/19/09, 08/13/09, 08/12/09, 08/11/09, 08/07/09, 07/27/09, 07/13/09, 06/30/09, 06/07/09 ND-EQUIFAX 01/21/10, 01/18/10, 01/13/10, 01/09/10, 01/05/10, 01/01/10, 12/26/09, 12/17/09, 12/08/09, 11/15/09, 10/22/09, 10/12/09, 10/05/09, 10/01/09, 09/24/09, 09/19/09, 09/16/09, 09/10/09, 08/24/09, 08/19/09, 07/13/09, 06/30/09 ND-EQUIFAX 01/18/10, 01/13/10, 01/09/10, 01/05/10, 01/01/10, 12/26/09, 12/17/09, 12/08/09, 11/15/09, 10/22/09, 10/12/09, 10/05/09, 10/01/09, 09/24/09, 09/19/09, 09/16/09, 09/10/09, 08/24/09, 08/19/09, 07/13/09, 06/30/09 ND-EQUIFAX 10/15/08 EQUIFAX INFO SVCS. 07/20/09 FAIR ISAAC 12/26/09, 11/18/09, 09/28/09, 08/23/09, 07/13/09 FAIR ISAAC 07/02/09 FIRST ADVANTAGE CREDCO/ 01/01/10 PRM-FIRST PREMIER BANK PROMO 08/07/09, 01/30/09 AR-GEMB/PAYPAL PLCC 12/29/09 AR-GEMB/WALMART 12/29/09 PRM-HEIGHTS FINANCE CORPORATION 05/26/09, 02/10/09 ND-HSBC BANK 01/16/10, 01/08/10, 01/07/10, 01/04/10, 01/03/10, 01/02/10, 01/01/10, 12/31/09, 12/28/09, 12/27/09, 12/22/09, 12/21/09 AR-HOUSEHOLD BANK 12/16/09 INTERSECTIONS 01/10/10 TRUECREDIT/BUSINESS MAX 01/08/10 TRUECREDIT/VERTRUE 01/08/10
  5. Does the CSC inquiries count? On friday I think my count was around 77 but I have been dropping 1 inq. a day and am down to 11 from 14. And I cant figure which ones count but hopefully we have a no C month and the dropping continues.
  6. One more quick question, which follow up letter do I send to the CRA. Thanks
  7. Thanks so much Whychat, I will post my update as soon as I can.
  8. Im not sure, or if I should file complaints first.
  9. I re-sent the letter along with copies of my drivers license and ss# and Ex has already sent me back today another letter saying they will not respond without new evidence. I have never received any type of validation from either CA's and its past the 30 days. Any suggestions on my next move. Thanks so much for the help.
  10. I disputed 2 lates from an open CU visa card and it looks like EQ pulled the account. Is this normal or does it disappear while disputing?
  11. I started with 2 CA's reporting 2 medical collections each on my credit reports. I started with the Whychats pre-hippa and they were immediately deleted from TU and EQ. Ex came back verified. I then went on to send the CA's the validation letter. And as soon as the green cards came back I sent the follow up letter to EX which they recieved on sept. 23. Well today I recieved EX's one page statement saying they received a suspicious request regarding my personal credit information they they have determined was not sent by me. And it goes on to say they have not taken any action on this request and any future request made in this manner will not be processed and will receive no response. Can anyone make any sense of what I have run into? I am at a total loss of what to do next. When I check my cct those collection accts for EX now has a comment that says "Credit grantor cannot locate consumer" Any help would be greatly appreciated.
  12. kimbar

    Double entry

    They are from hard copies as double entries and also on cct.
  13. kimbar

    Double entry

    I have a credit card through my credit union which was a 3rd party credit card. Now the credit card was re-issued thru my credit union and the 3rd party card is now void. Now the credit union is reporting the account across all 3 cra's with the history back from 1997. But on transunion there is a double entry but with my credit union/wescom(where the original card was) It wouldnt be a big deal except there are a couple of lates and it doubled my credit usage %. How do I dispute this? Thanks in advance

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines