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Dankim23

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  1. You could always purchase a square card reader and charge yourself 2000$ and run the cc transaction and it will be deposited into your account.
  2. Hello all..so I have fallen into some hard times over the last few months, but things are looking up now. I have 2 late car payment entries added to my report and one credit card late entry. Is there a way I can get these removed? I talked to GM financial and unfortunately she said when the payments fall 30 days behind it automatically gets reported. Thanks in advance
  3. update: KEY bank allowed me to open my account because they entered my SS incorrectly. When I went it to verify, they corrected it and thus closed. EWS.
  4. I was recently added to Chexsystems on fraud from UsBank. I hate that word "fraud" but anyway, their is no balance on the accounts. I paid them off. It has been a month since the account was closed. When can the process begin for a dispute? MCA- i hope you are doing well!
  5. Oh another question, when is a good time to start battling with EWS and Chexsystems?
  6. So I had a USbank account and deposited a whole bunch of checks. Awaiting my final student loan check to be deposited, one of those checks that were deposited bounced. Because it was a fairly new account, and the check was written from a closed account, which i had no idea, they closed my account and reported me to EWS as fraud. I spoke to the branch manager, and because she said it was a new account, they were forced to close it. I had a balance with them and they mailed me my funds. Fast forward a month later, Key Bank closes my account due to report of fraud on EWS. How do I get this
  7. I was approved with KEY bank and went to deposit some cash and they closed my account due to EWS.
  8. The reason for denial was too short on credit history..I just received 3 cc and made on time payments..just not long enough. There were a few charge offs that are being disputed, thanks to the boards. I belong to 1st bank and they turned me down, even though I bank with them. So in a nutshell A few charge offs Short revolving credit history
  9. The reason for denial was too short on credit history..I just received 3 cc and made on time payments..just not long enough. There were a few charge offs that are being disputed, thanks to the boards. I belong to 1st bank and they turned me down, even though I bank with them. So in a nutshell A few charge offs Short revolving credit history
  10. Hi everybody. So here is my situation, I am in dire need for around $2000. I was suppose to receive my student loan check two weeks ago but some delay. Anyway, bills are starting to pile up and you can only go so far with promises of "I'm waiting on my student loan." ANyway, anybody know of a place I can get a loan for the interim. I don't have the best credit. I applied with Sallie Mae, 1st Bank (thats where I bank) even Prosper but was turned down. I really despise the whole PayDay loan. Got caught up in it a long time ago and refuse to go down that road. Thanks in Advance.
  11. So as of Aug 21, my last chexsystem negative reached it's SoL..I applied online for a checking acct from usbank and got through the make a deposit. Then I got to pick out my card but at the end got a "we are reviewing your app." Is this the kiss of death?
  12. awesome thanks! although TCF is the derog on my chexsystems so i I dont think it would be a good idea to apply :-) lol
  13. that would be helpful..thanks! i have a student loan check that I would like to direct deposit. I live in the denver colorado area and so far struck out with Elevations, Credit Union of Colorado.
  14. I thought I would just put my experience in case anybody is from the Colorado Area. I applied to Elevations CU as UofC student to link my Bluff One card. I applied online and was what I thought was approval. I had online account access and they even deposited 100$ into 'my' savings as promotion. Anyway, i get an email that says stop in a branch for a quick signature and authorization that it is actually me. Went in, gave them my student ID and behold, "DENIED." They run an Equifax report and a Chexsystem verification. I had a report on my Chex from August 21, 2009. Bound to fall off in
  15. Hi everyone. Just want to say thanks for all your help in the past. So I have a problem. I have sent out 5 DV letters, two of which came back and they said they would delete it off my CR..but my question lies within the 3 that are left. They have not responded and its been almost 40 days. What to do now? Thanks in advance
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