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ldeazy

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  1. I have to look it up it was around 9-10% which are lower than my cc I believe... No the business LOC doesnt report to my personal. The limit on both are 20k. The interest rates were around the same.
  2. Whats the best strategy for utilization when you have a little of existing debt? Lets say I have a 6k balance on my personal CC. Is it smart to put 3k on my personal LOC and the other 3k on my biz loc and have my personal cc paid off?
  3. Whats the best strategy for utilization? Lets say I have a 6k balance on my personal CC. Is it smart to put 3k on my personal LOC and the other 3k on my biz loc and have my personal cc paid off?
  4. How many trade lines do you have open? like cc's? they like to see about 3-5. I only had two. But really high amounts. What is the history of your business? Did you make some money in last yr/two tax return? Whats your credit scores looking like?
  5. low 700 something I cant remember exact score. They pulled from experian.
  6. I owe 21k in student loan debt. The payments are too much to make I feel like I've been owing more/same amount since I graduated. What are my options? Can I get some of them forgiven? Can I refinance somewhere to get the payment down. I can't afford to pay them what they want every month
  7. Wells fargo personal LOC 20k approved! Wohoo! Anybody with any experience with Wells fargo LOC?
  8. Just got approved for 20k Wells fargo business line of credit. I had recently been denied over a year ago without a counter. Does anyone else have experience with wells fargo business loc? The rate was prime + 7.25 I have a favorable amount. In the low 700's credit score. Business have been in existence for over 10years.
  9. Well I dont think I will quality for an interest only arm.... I really cant live in the house because I am in lease in an apartment on the otherside of town plus I dont want to live there. I figure I could probably get about $1200-1600/month...

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