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About pandmel

  • Birthday July 8

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    Coastal GA
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  1. There is no such thing as a limited cease communication and the crap letter you copy pasted from some internet archive doesn't carry much weight. The fact you told them not to call you and phone calls are inconvenient was the giveaway. It's either you tell them to stop all communication or you leave the door open for all communication. They are allowed one final contact after a cease communications is given. The next letter you send them is to cease all communication. Then if they call you again you may have a leg to stand on, but with the limited information you have g
  2. I got the same one then got one from Commenity that my account would be close to to lack of activity.
  3. Amazon refuses to arbitrate moving forward: Not really credit related.
  4. Zell notification that I received my settlement payment from Santander I had a Chrysler Capitol loan during rebuilding.
  5. I did and was approved 3 days later. Customized cash rewards card. Have a fraud alert on my credit reports they had to verify identity. Scores ~ 700 across all bureaus
  6. BOA opened both personal and business. I am in EWS and chex is frozen. I had a past problem with BOA but it has since aged off. I have not ordered recent copies of reports but I will this week to see what if any inquiry was made. Suntrust - now Truist has also opened business and personal accounts in the last 6 months for us. We are moving business accounts to BOA due to location and convenience. Currently we are running around 300k a month through Suntrust business accounts.
  7. I had several accounts go bad with BOA in 2013. Massive chargeoffs that I did not pay partly due to theft by an employee, that went to prison for stealing from us. BOA would not consider the theft as a reason to not report and wanted to be made 100% whole due to this. I agree it is my problem not theirs, however I took a FOAD attitude over it. I opened a personal account with them online 4 months ago and just this week opened business accounts. The past problem was brought up by the business account specialist, however she said it was so old that
  8. Ha it was a draft good up to 80K so it was blank to that point..
  9. What car under 50K would you want... HA I was preapproved with my CU for up to 80K for a new truck. They gave me a blank check. I only used half of that amount. A truck for me is a work necessity. Truck I replaced was only 2 years old with 145K miles.
  10. They have someone in custody in Cobb County GA, near Atlanta, that I do know know. I do believe it was lifted from me in Daytona at the hotel. What is even more interesting than that is that I had a substantial amount of cash, almost 3 straps, and none of it went missing. I only went to three places while in Daytona. Poker room, hotel and nicer restaurant. Wallet was left in room when I went to eat. Cash was hidden in room under box spring. Nothing appeared disturbed in room when I returned, however I was very tired after a 16 hour PLO session.
  11. The saga continues.. Another card was compromised, a debit card is missing but not used and a state ID card. This was discovered when I took the time to go through every possible account and card. Multiple charges in Dayton Beach FL. I live in Coastal Georgia. DB is 2.5 hours away. Called DBPD and was advised since I was not there I needed to call my local PD to make a report for the compromised credit cards. Local PD refused to make a report and said I needed to contact Daytona PD as I was in Daytona last weekend and charges were over this past
  12. It gets better... Best buy credit card, the visa, was compromised as well. Over $1800 in charges. This may be a separate incident as I am unable to locate my card.
  13. You can use google mail as a pop client to check that account and move financial - sensitive based email interaction to your shiny new account.
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