Jump to content

Bobbiesue and John

Members
  • Posts

    124
  • Joined

  • Last visited

Everything posted by Bobbiesue and John

  1. Okay Twice this week my Mother applied for credit Twice it came back thru EXP as "no credit report found".........WHAT??????? OMG, they put the hard inquires on the report, I have it in front of me..Their aren't any disputes or freezes..They are good and bad on it...What is going on? Called experian and it is Sat. So they are closed.
  2. Just for approved for Capital One Rewards card with a 500 Limit...
  3. We have come along way, from finding this website by mistake, to learning the ropes, (still learning), to getting our first card...I thank CREDITBOARDS... Finally we have relaized the importance of a GOOD SCORE! Finally had a repo vehicle fall off of Experian and Transunion..Orchard upped our limit by 200 dollars... Still a fighting battle to get a house repo off a year early but TU is the only one that won't budge on it... Take the good with the bad!
  4. They gave us a CLI after 6 months, not much only 75 bucks, but it's better than nothing..We never asked for it, And that was two months ago..
  5. I did it all online, no i never got anything in writing.
  6. I had a repo land/home package deleted from both Experian and Equifax due to the Company in question saying the package deal limits have expired and told me there won't be anymore liabilty for it on me. I have tried twice now to get Transunion to delete, they only come back with "updated information" the only thing update was in the remarks section for that debt, it use to say transferred to recovery, NOW it says Consumer disputes debt... THATS IT! What should I do now?
  7. Yes that is the same one. not reporting yet i have until feb 18 to dispute. I am going to follow the link and drop it in the mail.. It is the next town over, so it will get there in time
  8. The number is disconnected... The CA gave me a number for a "contact" it is a cell phone. Not reporting I have until Feb. 18 to dispute
  9. okay last year my daughter was seen an n urgent care center, they have since closed! I receieved last month a notice from a Collections for this..When I contact my insurance the place billed it wrong. And now I have been getting the run around from a "contact" at where the place use to be, and the agency themselves..i am coming upon the 30 days validation or verification.What should i do?
  10. I recieved a letter from CA for a medical bill for our daughter.. Turns out I looked online thru our insurance and they billed what we owe as a dental service, when she was in for the FLU..... My problem is the Urgent care where we took her went out of business last year.. They weren't affiliated with the hospital it was run by private doctors...What can I do to fix this error....
  11. I wasn't sent anything yet....I did notice when i went online today and checked my account it was 10.00 exactly higher than it should be...I checked for fees, transactions, apr nothing new since november....
  12. We have had our 300 CL with orchard about 9 months, and I pay by online everytime...And it always available within the day...They never have held it...
  13. In April of this year I disputed a repossed trailer, it come off as the company said we didn't have liablility anymore..Now transunion put it back on... Came off the other two and not back on...
  14. My mother has been paying on an old medical bill, she gave them a check and now they take out money every month. She recieved a notice yesterday saying she owes that same amount on four different accounts, on the backs of them it lists the different hospital service dates. She has copies of the checks that they automatically withdraw. the letters state that these were just purchased by them, she has been paying on it for almost 7 months... What should I do? Anyway for them to stop taking withdrawals? should i send a rescind authorization? should I sent a DV as well? I really need advice. on the backs of the dunning letter it states account...xxxx amount...134.00 as well as 4 other ones, with different acount numbers on the copies of checks it has that first account number but she has already paid 350.00 on it, and according to their own letter it states it is that account number is only 134.00 not 750.00 as first requested...Should I maybe call them? The ones on the back of the leter will be SOL in sept and oct.
  15. My mother has been paying on an old medical bill, she gave them a check and now they take out money every month. She recieved a notice yesterday saying she owes that same amount on four different accounts, on the backs of them it lists the different hospital service dates. She has copies of the checks that they automatically withdraw. the letters state that these were just purchased by them, she has been paying on it for almost 7 months... What should I do? Anyway for them to stop taking withdrawals? ---edit added---- on the backs of the letter it states account...xxxx amount...134.00 as well as 4 other ones, with different acount numbers on the copies of checks it has that first account number but she has already paid 300.00 on it...
  16. Okay, we got the card in the mail today, but i was reading over the fees..they say a charge of up to 50 % of CLI can be charged...I'd hate to add more onto it if thats the case
  17. I will call the number when I get the card. Do I ask for a CLI upon activation? THANKS
  18. WOW!!!! Approved for Orchard Bank with $320 limit.......What a great Start....
  19. When she was on the phone with them, she asked what is the rate he said 9%, she asked per month, he said no that is per day, that's what you get for not paying in the first place. I am not sure that this was legal for telling her that. We will have to do some more digging...
  20. Yes it is...but is the 9% a month, or a day?
  21. My sister pays a garnishment for hospital bills thru the sheriffs office and they are charging her 9% DAILY interest in NY..Can they do that?
  22. UGH!!! Thanks for all the input! From what I read on our paper with the card it said our intial fees are only 62.50...(minus the processing) Then only the once a year annual and monthly 5.50 account maintance... Our available is 187.50 I plan on only using it for maybe 40 a month to keep a good payment history...We have LEARNED the hard way from our mistakes in the past with Credit Cards.. And yes I did try Orchard, was approved and have to mail in the processing fee, that will be done Friday...
×
×
  • Create New...

Important Information

Guidelines