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xJimx

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  1. I have late pays on credit cards 30-90 and a charge off that I paid but still shows as a CO.

     

    I understand that I can do everything an agency can do but want to hire someone. I do not have the time to learn and do the research.

     

    Any recommendations? Know of any that are outright rip-offs.

     

    Any advice is welcomed.

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