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Titan Computing

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  1. I'd love to have the chase poc and a bank of America one if anyone has them. Thanks!
  2. Thanks for the move! I'm not looking for a template though, just an address/name to send it to.
  3. I've been scouring the boards for months now reading all the information in the stickies and learning about credit repair, and I'm finally ready to start my repair journey. I'd like to start with one of the worst marks on my CR, a 30-60-90 late on a Chase Student Loan. This occurred while I was moving between addresses (military) so I wasn't even aware that the loan had come into repayment yet. I'd like to Goodwill Letter Chase and see if I could get them to remove the negative from my otherwise spotless history with them (about a year now). There's a few threads in the past about successful attempts, but none include addresses. My phone call was unsuccessful as I was told "we're reporting correctly as we're required to do". Does anyone have any good contacts for Chase's loan department? Thanks in advance!
  4. Hmm.. cosigner wouldn't be possible. Is there any way I could request less and have a better chance? I really just need something to finish school with and get to my first new job with.
  5. Credit Application: Your Age? 21 Your Equifax Credit Score? 723 Your Experian Credit Score? 726 Your TransUnion Credit Score? 729 How many years have you been on file with Equifax? 2 How many years have you been on file with Experian? 2 How many years have you been on file with TransUnion? 2 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? No Will this open auto loan be a trade-in? No How many late pays within the last 12 months on the currently open loan? How many late pays within the last 13-24 months on the currently open loan? Your current open auto loan is financed with? Your current open auto loan payment is? Estimated amount you may be upside down in this vehicle? Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 1 Total percentage utilized overall? 26% How many of your revolving accounts are store cards? 0 How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 1 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0 YOUR PERSONAL INFORMATION How long at your current residence? 4 Years Do you Rent or have a Mortgage, or Live w/Relative or Other? Other Your Monthly Rent or Mortgage payment? None How long have you held your current job? Student, 4 years Your total provable monthly gross income is? 915 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) Government Check Stub Is there additional monthly income? What amount monthly? No Describe the source. Is the additional monthly income provable? Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) ~ 600 Does any credit repository contain any Public Record? No If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? No If yes, please very briefly describe. Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 8 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 8 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10 New or Used vehicle you are considering: Please very briefly describe. $4500 Used 2002 Dodge Ram Private Seller. 73000 miles. Also, didn't see a spot for it, but I have one $3000 student loan in deferment.
  6. That's actually what I have in front of me. I have three credit reports (Equifax, Transunion, and Experian) that all three show the same things. I have one revolving account, and one student loan. It shows that both are paid satisfactorily, and that I have had the account for my card for two years. Online, I bought all three FICO scores and they are 730, 726, and 729. So I'm not quite sure how long the "satisfactory credit history" that is reported that I don't have on my loan denial is.
  7. I've pulled my credit report and I've made sure everything on it is clear. I have a student loan for $3000, and a credit card which is paid up and only 1/3 utilized. I've had this credit for about two years now. Every loan I apply for however, tells me that I don't have a long enough satisfactory credit history. So for anyone who would know, how long is satisfactory?
  8. I'm trying to go about applying for a student loan that's private. My cost of attendance is super low because I'm in a public four year institution, and my pell grant and one scholarship cover it. Because of that fact, I'm not able to apply for a Stafford or a Perkins loan (as told to me by Financial Aid). I need a loan to repair the vehicle that I use to go between school and work. I applied through a few private sites and got denied (not sure why, I have a 729 credit score and only 1 $3000 student loan in good standing.) Is there a company that may be a bit more lenient? My credit report is good, and I have a job, but I can't get a cosigner because those that I know aren't credit worthy. Are there any other options? Thanks for any help.
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