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  1. Great way to wake up this morning. 623 Dispute worked and raised my score 19pts. Sent from my iPhone using Tapatalk
  2. So I been doing a lot of reading on this and i see a lot of people had success with the fp email, should i go that way or just do the regular 623 dispute ???
  3. Received this in the mail from FP. They sent it out the same day they received my DV letter Sent from my iPhone using Tapatalk
  4. So I shouldn’t DV it ??? Cause it sure seems like they don’t have the right information Sent from my iPhone using Tapatalk
  5. Midland/MCM sending settlement offers to my step moms address where I never lived and is not on my CR. How should I got about addressing this ??? Sent from my iPhone using Tapatalk
  6. if i don't got the last four digits of my two FP accounts how can i get them so i can send out DV
  7. Used for nothing but gas and PIF every month.
  8. Need to find out the best way to attack this. Sent from my iPhone using Tapatalk
  9. Thanks !!! What’s so funny I was looking at my statement and thought I must not be getting it and about an hour later I got the email. Sent from my iPhone using Tapatalk
  10. Two weeks after my 7th statement discover showed me some love. $500 secured to $1250 unsecured. Sent from my iPhone using Tapatalk
  11. Recently I filled out for a mortgage and they told me i had two charge offs from first premier that needed to be payed off. They told me once i pay it send them the paper work stating I payed it and they would get it deleted from my reports. Didn't sound right from every thing i read about first premier. So i was wondering what steps i should take on these charge offs. They said paying these would raise my score 20 points. One first premier has a 324 balance and still is reporting that. They said that whats hurting my score the most. The second one has a balance of 288 and reporting 0. And they both been charged off since 2014. I done read so much about first premier charge offs and all the problems people have with trying to get them removed. I just want to find out the best steps to take care of them. Thanks for any help in advance.
  12. Koalleon

    Gas Bill

    No never went through the online to pay it before. I'm just gonna call on Wednesday and see what happens. Thanks. Sent from my iPhone using Tapatalk
  13. Koalleon

    Gas Bill

    i asked him like why can't i just pay it to the Gas company and he didn't give me an answer, he just gave me the number to the CA. So if i can pay it through the gas company what should i do after that ???
  14. Koalleon

    Gas Bill

    Yea I know that but from what I was told my security would cover my last bill. But the bill must've been over 150 so that's why I have a 85 remaining balance. So I'm just gonna pay it. Called the gas company and they gave me the number to the CA and told me to contact them and pay it and soon as it's payed it will be deleted. Sent from my iPhone using Tapatalk

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