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  1. Hi, I'd like to know how those of you that Pay In Full each month do so. Do you charge and pay in full when you receive your statement or do you make multiple payments before your statement comes? Does paying either way affect your credit score differently? I want to create a habit of paying my credit cards in full each month and want to know what's the most effective way to boost my score. Thanks for any help I can get.
  2. My bankruptcy was discharged on 01/08/2009. I'm looking to start establishing some new accounts. I've seen all the post that Cap1, Orchard, CreditOne, etc. are probably the best to get after a bankruptcy. Their limits won't be high enough as my SO and I have moved into a new place and we're looking to get some new furniture. I'm hoping someone can point me in the direction of a furniture store that might give me credit. BTW, my EQ score is 642, TU score 624 (through creditkarma, don't know if it's real or fake.) I appreciate any help I get. P.S. I live in Atlanta, I don't know if that will be pertinent or not.
  3. Is it possible to have a satisfied judgment removed from my credit report?

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