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  1. Thank you WhyChat!!! should I print this article and mail it with the DV? Thanks so much!
  2. I am about to send the DV to the CA today but I do not know where to send it. I do not have an address for Equifax for the same collection which appears as Syndicated Office Systems in Equifax and Central Financial Control in Experian. I did try to do the first step of initial dispute with all 3 CRAs and Transunion deleted the first time and Equifax never sent me a verification at all, but I sent 2 initial disputes and Experian verified twice. I do not have an address for Syndicated on my original credit report I received online as my free annual credit report with Equifax. Sorry f
  3. they did not send me back a verification at all and they did not delete. This is the second time and I get nothing back from Equifax. Experian verified one and said they would verify the second one by 7/5/17 but I did not get anything either. is this strange?
  4. Experian did send me back confirmation but not Equifax. Should I send another letter to Equifax?
  5. thank you W\hychat! I just noticed the CA has a differnt name in both Experian and Equifax? SYNDICATED OFFICE SYSTEMS with Equifax and CENTRAL FINANCIAL CONTROL with Experian. Equifax does not show a address but I Googled it and it says there is a office in Hialeah, FL. and Experian list a address in Anaheim, CA should I send a DV to each address?
  6. I am going to send the DV to the CA and also send the followup dispute to the CRA. Can I do this at the same time? Do I mention the account numbers to do not match? Thank you for all your help! I did check my credit report for any discrepancies but I did not find any. I really want this to fall off of Equifax first if at all possible.
  7. Hi sorry for the delay I have not been feeling well. I suffer from chronic fatigue from not having a thyroid after thyroid cancer. I paid in full online with my debit card. I paid the hospital directly.
  8. Should I do this step today? I did not do this the first time around. For the accounts that were NOT deleted, you sent the reporting CA the medical DV? https://whychat.me/ltrcavalhipaa.html and then sent the CRA(s) the follow up dispute? https://whychat.me/l...aa.html#DISPUTE
  9. sorry for the delay. the date of the medical visit was 11/13/14 and 1/22/15 the letter summaries dates of service and the dates the last letter was sent out. the only difference is that I have different account numbers from when I paid them on 9/15/15. please let me know your thoughts. it has been 30 days now since I sent the initial Hippa letter the second time around. Thank you
  10. Sorry and ironically the CA sent me a letter when I did not send them a DV yet. Sent from my iPhone using Tapatalk Pro
  11. I opted out and updated old addresses I sent the initial dispute to all 3 CRAs and TU deleted and then I did not flow through till the end. But I will this time around. Sent from my iPhone using Tapatalk Pro
  12. Whychat I started the hippa process last week and in going over my medical bills I noticed the account numbers were different on my records. This is my second time doing this process. First time TU deleted. Only Eqifax and Experian needed now. My question is should I wait the 40 day or send in a dispute with to the CRA with my records stating this account is report errors and should be deleted. Thanks!! Sent from my iPhone using Tapatalk
  13. So I paid off my auto loan and my score dropped about 15 points!! Urg!! Sent from my iPad using Tapatalk
  14. I am carry no balances only about 10% on the credit line from time to time. Sent from my iPad using Tapatalk
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