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About me_jo

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    CB Phone Virtuoso

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  1. me_jo


  2. Happy Friday! I’ve been away for a bit as life and gardening was in session. While away, I reached a couple of milestones: TU8 hit 850 and I am now closed on a mortgage. Started today off with reading through CV’s early mortgage payoff and I’ll be searching next for app spree/sub data so that I can continue to develop my credit arsenal. Thanks CB!
  3. Logged into Logix yesterday. They auto increased my cc from $5,000 to $13,000. Only increase in 4 years. Was a little surprised by the pop up lol
  4. A car loan triggered the "Too many consumer finance accounts" message for me.
  5. Commence $20,500 AMEX BCP, Walmart, Lowes $20,000 Venture $19,000 Income $73,000
  6. Yes, had an offer of $150 for $1,000 spend in first 3 months. I have two boys (12 & 17) so an increase on cash back for groceries and gas works great for me. Thanks!
  7. I've received an offer to upgrade my AMEX BCE to BCP. Will a PC impact my established D* of 2002?
  8. How does Navy Federal use FICO® Scores? Like most other lenders, Navy Federal may use your FICO® Score as one piece of information among many to help make a more informed credit decision about you. How are FICO® Scores calculated? FICO® Scores are calculated from many different pieces of credit data in your credit report. This data is grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining how FICO® Scores are calculated. 35% - Payment History 30% - Outstanding Debt 15% - Length of Credit History 10% - N
  9. Terms and conditions if you haven't already enabled: To enable this feature, you must be the primary accountholder on a credit card account. When you select "Enable Now", you'll gain access to: Your FICO® Score Up to 2 Score Factors Your Score History Viewing this content will not impact your score. Terms & Conditions As part of Navy Federal's FICO® Score program, I authorize Navy Federal to display my FICO® Score that Navy Federal already has based upon its relationship with me. I understand my FICO® Score will be available to me in my online banking credit card account(s) and m
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