Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


MHS569

Members
  • Content Count

    8
  • Joined

  • Last visited

  1. I have 3 debts I want to pay off and don't know where to start. The first two can be paid quickly since I'm now financially stable enough the debts are: Convergent Outsourcing $400 T-Mobile MIDLAND FUNDING LLC $1,100 CAPITAL ONE BANK JEFFERSON CAPITAL SYSTEMS $2,400 VERIZON WIRELESS I'm not sure where to start, dfp or something else. I don't want to fight them since it's something I did,but I'm not sure how to proceed. I'm just looking to get these out of my history or even settled. Call,write? I'm also trying to get my score up since I plan to get a vehicle(first) within a year/ year and a half so if that information helps. Thanks.
  2. All 3 are reporting it and I have all 3 available to me.
  3. Have you seen an entry about this on a credit report, or do you just have letters from the CA? If you haven't pulled a credit report, it might be a good idea to do so to see if this CA is reporting on there yet, because that could change things. P.S. We're assuming you've seen it on a credit report because you are talking about a pay for delete. I only see Credit One Bank as reporting on my credit report, And I don't have a letter from CACH just Financial Recovery Services. Inc(a middle man) Note I have all 3 of my reports.
  4. Will like you told me to, I called back Credit One Bank(OC) and they did verify that CACH now owns the debt and I can't deal with the OC to settle this debt but I have to talk to CACH to(which I will not but only by mail). What are my next steps now that I know CACH owns the debt?
  5. the original credit card was with Credit One Bank, It was closed on 4/8/07. Who is reporting it on your credit report and how are they reporting? I am not sure what you mean? Sorry this is all new to me.
  6. Here is my story: In late 2007 I got my self a Credit Card(my family said they would help with payments(so they can use it too), Will that didn't work out and the CC was sent to collections, I have gotten letters in the past but Didn't have the funds to pay it off.... Will now I do so i called the company that sent the letter(Financial Recovery Services. Inc) and ask if we could do a "Pay for delete."agreement, They said they don't have the power to do so but it's listed that CACH of Colorado LLC currently owns the debt, I asked for the number to them but they "said" they don't have the number. I googled that name but I get nothing. So I called Credit One Bank.N.A. to see MAYBE if they have the number, they "say" they currently own the debt and they won't offer "Pay for delete." Now the person I talk to was very belligerent person, and even yelled at me. So I will try to call again tomorrow to see if I can get a different person (but I still do want to pay it off ), I want to be 100% that I can't get a "Pay for delete." agreement(or even if he is telling the truth that COB still owns the debt). Any suggentions? Note: I do want to pay off this debt but I want to figure out the best way to do it so I can protect my credit rating/Fix it. Thanks.

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines