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qwerty4

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About qwerty4

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    Bump Influence Scroll Keeper II
  1. qwerty4

    CLI strategies

    My guess is citi TY premier with 5 points/$ promo or WF (though it would be unusual to do that kind of multiple with WF).
  2. qwerty4

    Post your 2014 Approvals Here!!!

    ~400k miles is an awful lot of flying, mind sharing what you do? It's a mix of manufactured spend techniques. I split my energies between miles and 1-2k per month of cash back to feed my gun and technology hobbies. One can spend much money per month buying vanilla reloads. There are plenty of other things out there, but vanilla reloads area great first step. Between these miles (I'd previously been earning 33% less with my sapphire preferred) and my wife's ink bold, it lets us fly first class to some interesting destinations.
  3. qwerty4

    Post your 2014 Approvals Here!!!

    Chase mileage plus club card and an amex. The $395 fee for the chase card was waived for a year and worth the number of miles I'll earn with it per year (~400k) and the lounge access.
  4. qwerty4

    AMEX New Account Credit Line Reallocation

    Yes the card that transferred the limit was over a year old (around 3 years and backdated 6).
  5. qwerty4

    AMEX New Account Credit Line Reallocation

    Ok I thought I would update with the outcome. I applied for for a new amex and ended up making a new online login. I won't get into the how or why, but I had my standard login and 3 personal cards and a new login with the new card. The trouble was, I couldn't allocate credit lines between the old and new cards. So I chatted with online support, and after 20 minutes they were able to combine all of my AMEX cards into my original online account . From there I moved enough funds from my BCP to my new card to raise the new limit to just under 25k. Easy and instant. My biggest fear of having the new account deleted or the transfer rejected didn't come to pass. After the 20 minutes online with online support, the actual transfer process was very easy.
  6. As part of my new year app spree, I applied for a new chase as well as a new amex in addition to a few CLIs. While the chase card (united mileage plus club card for 1.5 miles/$ and club access) gave a healthy $33k credit line, the Amex gave a head scratching $7800. As as I plan on using this card, I need to reallocate funds from an existing card. My questions: 1. How early do I have to wait to do this? Do I need to wait the standard 61 (or was it 91 days) to request a reallocation online, or can I do it immediately? 2. If I reallocate the credit lines, I have the option of going over the $25k threshold on the new card. Do the same concerns (FR, increased scrutiny) apply for a reallocation as a standard credit limit increase? 3. Last question, this new card has been linked to a new user ID. Is it possible to have one card showing on two separate online accounts? If not, does anyone have any experience in moving a card from one online account to another? Any light that could be shed in the above is INCREDIBLY appreciated.
  7. qwerty4

    Using cc for online gambling

    Ok...how do you really feel?
  8. qwerty4

    Jan Amex Spree

    New amex here as well. I'm unsure of the limit.
  9. qwerty4

    B* Logo

    Nice. The B*.S.I. Club.
  10. qwerty4

    800 CLUB I WANT IN

    There is so much knowledge here. Ask questions, read all you can, be disciplined, and it will come. Many have gone from zero to hero; it is possible if you can be disciplined and persevere.
  11. http://online.wsj.com/news/articles/SB10001424052702304773104579266743230242538 http://www.usatoday.com/story/news/nation/2013/12/18/secret-service-target-data-breach/4119337/ Online orders not affected. Dates from ~11/15-12/15
  12. qwerty4

    Actual FICO Score Ranges

    The MYFICO TU score is indeed an old version. However, the EQ and ex scores sold are more widely used.

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