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About vezhiux

  • Birthday 02/01/1976

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  1. Did. but there is still balance of 70$ which I'm assuming monthly bill. So my question, before he pays that, should he dispute first? Or try PFD option? Or any other option possible?
  2. Yes it is kind of situation just like that. He thought he made a final payment, then they charged for some unreturned box or something and then it is in collection now. He never got a final bill at new address because he did not moved this service he simple disconnected
  3. It was a last bill, small amount, I mentioned that it is in IL state. It is pretty fresh, 3-4 month old, because he never expected that.
  4. My buddy missed a last payment after he moved from that cable company, and they placed a collection in few Credit Bureaus. Is it legal to report utility bill? If yes, how hard is to get rid of it? Should he try PFD that? Where does he start? Dispute Bureaus first? Thanks for any info.
  5. Income is 100k, nothing too impressive. But will try to open an account. Just filled out membership app, its pending. I hope they don't mind multiple payments per billing cycle if I get approved for a lower limit. Will try that. Thanks!
  6. Yes it is for business but they dont care what credit card you are using. So I guess Alliant is at this point the best card.
  7. Don't have Alliant in my wallet and even if I'd try to open one - I dont think they'll give me more than 10-15k credit line. And I spend now about 40-50k monthly now.
  8. Hey Credit Guru's. Quick question. Lately doing lots of rental from Penske truck rentals. Using chase credit card to collect rewards but it is only 1,25% back on my account for every dollar I use. Is there any card that I should switch that gives more than 1.25% back? Volume is big (about 40,000/month) so even .25% is important. Thanks
  9. Hi everyone, My buddy asked for CLI last week from cap one and was requested to call facetime via smartphone for "security purposes" and after got his CLI approved. Thats Capital one or this is every bank now like is using latest technologies to "increase security"?
  10. Just updated EQ report. First $900 gone! SO now will start process with $591.
  11. No changes to reports. Back door shows no SP, no changes. Balance still show $900. Will send follow up letter to Hospital. Thanks
  12. Hi, Little update: Called Hospital to inquiry if they received my check. Lady in CS confirmed the day they received my check. She also confirmed that they cashed it on Jan 23rd, 2018. She also added that "we informed collection agency as well, they should remove this account from your credit reports but it takes up to 30 days to do so". I asked "but today is 26th of February, it been little over 30 days", she told me "I would give them another week or two since its complicated with credit bureaus and it takes time". I said "ok, I'll wait another week or so". Should I really wait another week? Or should I proceed with another letter?
  13. How are you checking your reports?? Do you know how to use the "back door"? I know how to check back door. What do I look for there? Look to see if there has been any change in the reporting of the subject account Nothing. No extra soft pulls, nu changes in "balance", still reports $900 balance. No changes whatsoever. Most likely that they did not accepted the check. But I'm assuming if they won't accept they should send me this money order back?
  14. How are you checking your reports?? Do you know how to use the "back door"? I know how to check back door. What do I look for there?
  15. yes I have that. Its back already 3 weeks ago. Jan 19th to be exact they received my HIPAA letter with a money order

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