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chaunceem

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About chaunceem

  • Birthday 05/20/1978

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  • Location
    New York

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  1. chaunceem

    Discover

    Rochester
  2. chaunceem

    Navy Fed

    Rochester
  3. U.S. Bank & Elan Report on the 30th of the month for me they have for 7 years now............................
  4. If you freeze your EX You can call Amex and tell them to pull EQ or TU they will pull either one........................
  5. Lock your EX and then apply.......once you get your we can't pull your credit letter, call them, they will pull what ever bureau that you tell them too.......
  6. I hope your EX has no negetive changes to your report since they last checked it.....You may have just cost your self some AA call them if you may.......... but dont say we did not worn you.....Please Please do not call or ask them for anything right now...... wait until the economy gets better... I called to do a simple balance transfer in march of this year after a nice 20 min conversation I lost 14.1k in credit my 10k business card closed, my 10k amex is now 5.9k and then they blessed me with a 26.99% apr forceing me to close this card too....I hade these two cards for almost 6 years no lates, over the limits..There was a time were BOA would not say no to me.......I hope that you dont meet the say fate many of us did..........Good Luck
  7. chaunceem

    IKEA

    They Report to all three.......had it but closed it last year....
  8. Two words Keybank Mastercard..........lol even if you have to pg it there requirements are not hard to meet I got my first one with no pg when citi was doing....if you can breath and we can find your business address approved....My second one I had to PG mind you they did pull my EX personal which I am currently 80% utilized and show one $312 collection and a 635 credit score and they approved me for 5k I almost fell out my chair.........Give them a try....
  9. Also be nice to the underwriters when you call.... just like Keybank its only like 5 of them that work there.....They will pull D&B if you ask them too.... If the use D&B there can not be any lates and your file needs to state that you have been incorporated for 2 years or they will ask for a PG....good luck

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