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Everything posted by hegemony

  1. RIP Leo Anthony Gallagher Jr.
  2. The study tracked happiness levels among 300 people in seven countries; 200 of them received surprise $10,000 cash gifts and 100 did not.
  3. The $26 billion rise and fall of FTX crypto king Sam Bankman-Fried the tide went out...
  4. did you forget a negative sign there?
  5. I voted for you. several times.
  6. Affirm moderating growth due to ‘macroeconomic pressure,’ CFO says
  7. welcome to CB! As you've learned, not using credit doesn't build credit. You should get a couple more secured cards from high quality issuers. Is the TU score a real FICO? Note that paying a collection does not mean it goes away and the negative information might remain on your reports. I recommend you order PAPER copies of your reports: Order paper reports from the big four https://creditboards.com/forums/index.php?/topic/590506-ordering-paper-credit-reports-information-inside/&tab=comments#comment-5623246 IDS: https://www.innovis.com/personal/creditReport Once you see what is onb each report, let us know what questions you have.
  8. love letter from Penfed noting my card will be closed if I don't use it by 2/28/23 as I have not used it in over 2 years.
  9. Given this bank's likely customer base, this is not a bad way to learn more about their customers' behavior before deciding if someone is an acceptable risk.
  10. true. Also, if you find a good rate at a CU, consider CUDL to avoid being shotgunned if that is a concern.
  11. Lender's new credit card is a sucky debit card first (for 90 days)
  12. Auto loan delinquencies rise as loan-accommodation programs end
  13. I would check the CUs you're a member of and perhaps bankrate. A lot will depend on the term you want to carry. Patelco will run a pre-qual if you want to see what it'll offer you. https://apply.patelco.org/nextgen#/flows/consumerloan/cmr-personal-info
  14. Bank Holding Companies with the Largest Credit Card Loan Portfolios with a 115% yoy increase Goldman in at #13 ahead of FNBO some interesting names lower down... "John Deere Capital Corporation" (larger than BMO) #66 German American Bancorp, Inc. Dacotah Banks, Inc. (who??) with >350% yoy
  15. and perhaps a discussion with his/her trustee...
  16. No, at $1.9 billion the Powerball still isn’t a great deal
  17. I'd settle for a pizza version of the Bobbie: https://menuandprice.com/featured/capriottis-bobbie-is-it-really-americas-best-sandwich/
  18. I'm not sure it helps with charities but the DMA has an opt out system that can reduce catalogs etc.
  19. How phone scammers tricked Americans out of tens of billions of dollars in 2022 WTF is wrong with people?
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