cpugeek

Did you check the transactions online?

I dont see how that can happen. Money is loaded on the card right when you pay. Somebody would have to open he gift card then write down the card number and just check every second for a reload anyhow you should be able to check the transactions to see where the money went

Got approved for a $200 Cap 1 secured Going to try and get a discover card secured next and Bank of America secured

Can anyone explain what is M$ ?

What in the heck is M$ and all this talk about?

Im going to send a FOAD letter for he heck off it. LOL Thanks you all ..

So I got a letter by Portfolio Recovery for a debt from First national bank of Omaha for a debt of $384 and some change offering to settle for $95 Now the kicker while I was looking for the 30day info to dispute this debt I read this "The law limits how long you can be sued on a debt and how long a debt can appear on your credit report. Due to the age of this debt , we will not sue you for it or report payment and non payment of it to a CB" ^^If this is true why are they still trying to collect. isnt that illegal? And since they debt is out of SOL should I ignore this letter. How did I proceed?

I have no ideal what to add besides crap cards. I got denied for every card

2 student loans balance wiped out because it said it was sold or transferred plus i also added a fingerhut account . Fico EX 527 Trans 556 and Equifax 547

The only thing I do not like about credit check total is that they do not show the date the item is to be removed. That is a key factor in how I proceed with my disputes

No they don't. I just received my Secured Citi Card and tried to increase it. I even asked a manager and they said there is no way to do it before the maturity date Hum which cards does beside Credit unions? Capital 1 secured denied me Bank of america will allow you to increase with another deposit but it is a hard pull probably will apply with them since i already have a account.

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My 2 student loan accounts got closed/transfer sold and balance is on my equifax. so my equifax credit karma score jumped 100 points. I never knew those 2 loans is holding back my score 100 points. It had 22 lates on it I use credit total and updated my fico scores. No change??????? It is still the same

I though mines was bad. I got about 15 per CB

No they don't. I just received my Secured Citi Card and tried to increase it. I even asked a manager and they said there is no way to do it before the maturity date Hum which cards does beside Credit unions? Capital 1 secured denied me I believe Wells Fargo allows additional deposits (and CLI's) - but I think there are restrictions on when or how often. got denied somewhat. I tried to open a account and they denied me