Blue Demp

Thank all! I got my report from Myfico.com

Clean report and scores close to 800. Didn't think this day would ever happen.

Congrats on the removal. So EQ dropped the entire tradeline and not just the lates? I'd highly suggest writing EX over calling them. Correct! I just checked Experian online to dispute the Repo and found they deleted it as well. WOOT! I now have a squeaky clean credit report! That's a HUGE milestone!!! I know! Thank you! I never thought this day would ever come. Glad I was persistent... For anyone reading this and struggling to fix their report, don't give up! If you hit a roadblock, take a break then come back to it later. Don't ever give up!

Congrats on the removal. So EQ dropped the entire tradeline and not just the lates? I'd highly suggest writing EX over calling them. Correct! I just checked Experian online to dispute the Repo and found they deleted it as well. WOOT! I now have a squeaky clean credit report!

Update: I disputed online with Equifax. My reason was "Never been late". I got this response a week later "We have researched the credit account. Account # − xxxxxxxx* The results are: There is no historical account information currently on this account. This item has been deleted from the credit file. If you have additional questions about this item please contact: Chase Auto, PO Box 901003, Ft Worth TX 76101−2003 Phone: (800) 336−6675". Now to dispute it on Experian... Debating on calling them vs writing letter. They've barred me from disputing it online.

Thanks for your feedback! The repo is paid off, so there is no risk of them coming after me. Chase repo my car after failing to pay my last payment of the loan ($800). Lesson learned...

This baddie has has been a thorn on my side. Couple weeks ago I noticed my Transunion Fico score jump to 789, which got me excited again. How do I get it removed from Equifax and Experian? Thanks in advance!

Help me remove it :-) I think I've tried everything to remove it. Chase and the CRA are not budging.

I can't wait for this derog to drop, but it is also my oldest account, and I thinking it will impact my credit score if I remove it early. What do you all think? Btw it's a paid Repo.

received response from Chase Exec... no go!!!! :-(

Wow! really? I think I would lose sleep if that happened to me.

I totally agree. I pretty lived and breathe credit during the 2 years, and would take breaks when I felt beaten.

Double post

For the folks with such large limits, are your credit scores above 800?