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About Me

I am not your attorney and you are not my client.  Nothing posted in these forums shall be construed as the administration or dispensation of legal advice, even in those instances where the fact pattern is specific to Texas law. 


The easily offended are going to look for offense even in places where none exists.  Never underestimate the ability of certain demographics to whine and snivel when the truth of a matter has been posted.


Seemingly banned from the Medical sub-forum during January 2020...just *poof* and the forum was no longer viewable one day because someone got their delicate fee-fees hurt by accurate information!  Facts apparently don't matter to some people. 

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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