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  1. any advice on how to write a good will letter to request a mortagage company to removal a late payment on your credit report?
  2. Do have any advice on how to write a good will letter to a Mortgage Company requestin them to removal a late paymet posted on your credit report?
  3. Do any have a great Good Will Letter template to request the removal of a late Mortgage payment from all 3 Credit reports bureau? Thank you in advance!
  4. I was approved yesterday 3/2/08 for a second credit card at Home Depot - credit card limit $4000.00. The reason for the additional card was to receive 20% off my initial purchase ( I saved 75.00 on my purchase). If I wanted to cancel this card, would this action have an effect on my FICO Score?

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