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About LuyshuZ

  • Birthday 04/13/1990

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  1. In until at least March 2011 when all my balances are paid off and are reporting as such.
  2. Congrats! I got 100 from them with Eq-698 and Tu-725 ficos
  3. Thx, If I have no cosigner available what would help aging or waiting for the income?
  4. Credit Application: Your Age? 19 Your Equifax Credit Score? 698 (Fico) Your Experian Credit Score? 727 (Faco) Your TransUnion Credit Score? 723 (Fico) How many years have you been on file with Equifax? 3 How many years have you been on file with Experian? 3 How many years have you been on file with TransUnion? 3 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY None YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 14 Total percentage utilized overall? 0% How many of your revolving accounts are store cards? 7 How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 7 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0 YOUR PERSONAL INFORMATION How long at your current residence? 5 Do you Rent or have a Mortgage, or Live w/Relative or Other? Relative Your Monthly Rent or Mortgage payment? 0 How long have you held your current job? 1yr 8 months Your total provable monthly gross income is? 1500 (Full time student/ work part time) Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) Paystub Is there additional monthly income? What amount monthly? N/A Describe the source. Is the additional monthly income provable? N/A Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 1500 Does any credit repository contain any Public Record? None If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? None If yes, please very briefly describe. Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 10 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10 New or Used vehicle you are considering: Please very briefly describe. I finish school in August and my income should be about 3600 a month after that can I look to be approved then with the same FICO.
  5. I just called JBR and I was approved for 3000 on that line also. Yay now I'm even more excited! I really needed this for my util, another overjoyed CB member. Still no word on Kay.
  6. Now get Kay and JBR! I have 3,000 with Kay and Jared ... but JBR sent me a letter and said 'no'. Hmmmmmmmm Did you have to buy anything for them to report?
  7. Now get Kay and JBR! I just applied for the other 2. Kay - got the 20 days message (from what I see that is a denial) JBR - 7 business days message ( don't know what that means for JBR)
  8. I was just approved for instant 3000 through Jared with a 591 and 77% utilization. This line will help greatly with utilization. Will I need to make an initial purchase for this line to show or will it just be instantaneous?
  9. LuyshuZ

    BOA 99/500

    Thank you, I applyed for something random and was denied, but still no 99/500 offer. I'm going to call CS. ETA- I understand now.. It actually had to be offered to me its not just there to apply for.
  10. LuyshuZ

    BOA 99/500

    I was wondering if anyone had a link to the application, I don't see it on the website with the specific 99/500 offer. TIA
  11. Wow that sucks. When was the last time you shopped using your card?

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