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crtt

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About crtt

  • Birthday July 7

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  1. thus dod would be different for each bill but mba law firm only list one dod
  2. Hospital A sent 3 different bills to there factoring partner(collection company A) and now mba law shows up on my credit report for over $14xx.xx but hospital A unpaid bills are a totaol of 3 from 3 different visits 1 bill is for $12xx.xx another for $75.00 and another for like 130.00 where total of all 3 come up to almost 1500.00 but mba law only shows 1 collection for almost 1500.00 isnt this skirting the law is it even legal to combine 3 different bills from 3 different times like 2 years apart from 1st bill to 3rd billr if it is illegal what do i do?
  3. looged into credit karma and found this bunch of cards closed, credit line decrease in all my cards this just sank me it will take manths n tons of stress that i cant handle i did nothing i did nothing dont know what happen and cant explain it! Recent changes We found 66 changes to your Equifax credit report 702Credit score +131 pointssince May 12, 2023 Public Record Added to Report A new public record was reported Between May 12, 2023 and May 13, 2023, a bankruptcy public record was added to your credit report. A bankruptcy public record on your report is considered to be a derogatory mark. These can hurt your credit score big time. Learn more about bankruptcy and your credit report. Public Record Removed A public record was removed from your file Between May 12, 2023 and May 13, 2023, a bankruptcy public record was removed from your credit report. This is great news! Public records can do a lot of damage to your credit score, so having one removed is usually a step in the right direction. Most public records remain on credit reports for seven to 10 years. Credit Limit Decrease TD BANK USA/TARGET C credit limit decreased MISSION LANE TAB BAN credit limit decreased SYNCB/WALMART credit limit decreased CAPITAL ONE credit limit decreased SYNCB/AMAZON PLCC credit limit decreased SYNCB/PAYPAL CREDIT credit limit decreased AFFINITY FEDERAL CRE credit limit decreased Between May 1, 2023 and Oct 1, 2018, the limit on your AFFINITY FEDERAL CRE credit card decreased by $1,000 from $2,000 to $1,000. A drop in your credit limit can lead to a higher Credit Card Utilization rate, even if your balance doesn't change. Generally, you should try to keep your total balances below 30% of your total credit limits, so you may want to consider spending less with this card to adjust for your lower credit limit. Balance Decreased MISSION LANE TAB BAN account balance decreased AFFINITY FEDERAL CRE account balance decreased Account Opened New NAVY FCU account detected New PEOPLE'S TRUST FED C account detected New ALLY FINANCIAL account detected New NAVY FCU account detected Account Removed SUNCOAST SCHOOLS FED account removed from your file SYNCB/LOWES account removed from your file SYNCB/PPC account removed from your file MERRICK BANK account removed from your file DISCOVER BANK account removed from your file WAWA/CBNA account removed from your file SYNCB/SAMS CLUB account removed from your file BARCLAYS BANK DELAWA account removed from your file THD/CBNA account removed from your file STAPLES-C/CBNA account removed from your file SYNCB/HARBOR account removed from your file SYNCB/OLD NAVY account removed from your file SYNCB/NEWEGG account removed from your file TBOM/ASPIRE MC account removed from your file SYNCB/JC PENNEYS account removed from your file SYNCB/NEWEGG account removed from your file SYNCB/NEWEGG account removed from your file SYNCB/SAM'S CLUB DC account removed from your file COMENITYCAPITAL/B&H account removed from your file OLLO/ALLY account removed from your file SYNCB/CARE CREDIT account removed from your file SYNCB/B&H PHOTO account removed from your file COMENITYCAPITAL/BIGL account removed from your file CAPITAL ONE/WALMART account removed from your file NATL TIRE&BATTERY/CB account removed from your file AVANT / WEBBANK account removed from your file BESTBUY/CBNA account removed from your file AFFINITY FEDERAL CRE account removed from your file KOHLS/CAPITAL ONE account removed from your file SYNCB/B&H PHOTO account removed from your file SYNCB/EBAY account removed from your file SYNCB/EBAY account removed from your file FIRST SVGS BK-BLAZE account removed from your file SYNCB/EBAY account removed from your file Credit Inquiry Removed A hard inquiry was removed from your file A hard inquiry was removed from your file A hard inquiry was removed from your file A hard inquiry was removed from your file A hard inquiry was removed from your file A hard inquiry was removed from your file A hard inquiry was removed from your file A hard inquiry was removed from your file A hard inquiry was removed from your file A hard inquiry was removed from your file Account Information Changed Remark code removed from SHELL/CBNA account Remark code removed from SYNCHRONY CAR CARE account TD BANK USA/TARGET C account number changed MISSION LANE TAB BAN account number changed CAPITAL ONE account number changed CAPITAL ONE account number changed SYNCB/PAYPAL CREDIT account number changed View previous changes
  4. i know this is different but hoping for guidance, suggestions, ideas, etc... from those that have experience with this defective product and MasterCard warranty. I'm in Florida, can't afford an attorney and have no idea what to do or where to turn. i was reading mastercards faulty product insurance and if i remember correctly claim is to be made within 120 days thus i'm thinking about the manufacture warranty but they are dragging their feet and i promise they won't do anything so i was thinking about MasterCard warranty but it says if product is covered by 2 year warranty or less and these *cough have a 10 year warranty I'm in hope that someone has exp. with something like this panels were paid with my mastercard debit card at over 5k builder was giving 2.2k Oct. 2017 - paid to have plans made to build a carport roof/patio cover - received plans and ordered product for roof (aluminum insulated roof panels that are supposed to just push into each other and snap n lock into each other) - realized the plans were incorrect as the wind load was incorrect, i contacted the company that did plans and they argued with me and i had to prove to them what the county wind load was they then revised plans requiring heaver posts and deeper into cement. Oct/November 2017 - Contacted company that supplied material and exchanged metal posts Dec/Jan/Feb - Builder finally applied for a permit not sure exactly when April/May 2018 - Permit finally issued July 2018 - The builder had crew cement posts into the ground Aug 2018 - crew finally showed upped to put panels on top of beams and snap them together but they would not go together *Notes - When the panels 4'x20' were delivered they were stacked on top of styrofoam blocks 3 of them 1 towards each end and one in middle on top of cement pad so that would not bend, etc... and they stayed. about a month or 2 after they were delivered the middle foam block blew out and i thought it was a little strange and thought well maybe it was just a little smaller in height than the others. when crew was trying to put these together i did notice one of the panels had a bow to it, don't think others do or if they do they are not as bad. contacted manufacture as they were purchased directly from them and they say they never heard of that and these have been sitting here since oct. - realized the plans were incorrect as the wind load was incorrect, i contacted the company that did plans and they argued with me and i had to prove to them what the county wind load was they then revised plans requiring heaver posts and deeper into cement.
  5. what abaout them addinding there address on all my reports as me living there as my address is their corp. office
  6. I hope someone can help me maybe through PM or on here filled ch. 7 credit union shows bal. due does not show iib on 1 report bk filed dec. 30th 2017 closed april2017 - 1). this one cuon all three reports they have their address as one of me address's and will not remove them. - 2). on EQ. they show a balance of $15000.00 last updated Jan 31 2018, secheduledpayment amount of $244.00, charge off amount of 8,568, i already disputed with cra'sa while ago and asked them to tell me info of person that provided information and they did not. i did not keep that info so i think .i must dispute it again with cra's please i need lots of help as i'm going for a vehicle soon and want this off/corrected
  7. is it possible to do a secure loan first then use that money for the secured credit card and get a 2 for 1 out of it?
  8. i bought a house, cash deal, just closed and i need to do 15k in repairs this is a investment (rental) appraised on taxes at 54k i need 45k asap
  9. crtt

    HELC Help/Advice

    If you borrow money against the homes, you'll need to prove that you have the ability to repay it. They won't be paid for in full once you start borrowing money on them. i have the $$$ or they wouldnt be mine in the first place i can do every thing in cash, i just don't want to be almost 100% w/out cash
  10. crtt

    HELC Help/Advice

    thanks, thats what i was thinking going to be the issue the income although it shouldnt be as these homes will be paid for in full thanks Brian
  11. crtt

    HELC Help/Advice

    ok, how hard would it for me to get a HELC then?
  12. humm a manger in the mortage dept. at NFCU said they only do 70% of purchased price
  13. are there any no income HELC? I just purchased 2 homes accidently but thats another story i only wanted 1 but anyway i am now buying 2 both banks accepted my offer - both were forclousures - cash sale i need a quick HELC as soon as i close - whats the fastest? i will need to do it on both homes so i can repair them my credit scores 700-740 recent new credit cards i have almost zero debt but income is the thing as i'm on social security disabilty and can show 1235 a month income from that and aprox another 4k a year income from another venture i would like 25k from each home but if i can get it just from 1 home that should do me both homes were purchased way under apprasied value. house1 built in 2006 sold for 200k - my price including closing 47k house 2 bulit in 1980 mu price including closing 40.5k what are my options? how fast, etc.... thanks
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