butterflywings

I'm dying to ask them, but I honestly don't know how to ask that question without it coming across as accusatory, even if it's asked in the most nicest way, it still looks like I'm questing their credentials and procedures. I don't want them looking at me like they hate me for the next 22 months. We've got a long road ahead together and I want it to be a good relationship.. I don't know if they're hygienists or not, but that's what I suspect, and not because they're women, but because there's only one orthodontist at this specific location, so what else could they be? I know Chris is enjoying her experience there, but if i had to do it all over again......... Im not sure I would take her to this place.

Wow, you paid for your own braces?! Rhat's amazing!! Working at Six Flag was probably a lot of hard work, and to be young and to save that kind of money is really impressive. I had braces too when I was 14 and the orthodontist did all the work on me too.

Oh, I'm only asking here out of curiosity. I'm not going to ask the orthodontist office, or the man himself why he didn't do the work, it just seems weird to me. I mean isn't that why he went to school in the first place? I have to admit my dh was PISSED!! He was like we're paying $6k for them and he has his assistants do the work. But he chilled out once Chrissy, our daughter, said how much fun it was when the woman put them on her, and she said they're a lot nicer than the orthodontist, so she's happy how it turned out. The woman told Chris that she had to have a lot more work than most kids do, and that if this was back in the day she would've needed head gear to fix her jaw, but they can do it now where they don't use that appliance anymore.. Anyway, to get back to my point, it seems to me the only thing this guy does, is review xrays and molds, and make a power point presentation of why a child needs braces. I don't understand it at all, but the reviews online are excellent, so i'll keep my questions to myself..

There's a retired school teacher, who used to own our house a long time ago. He lives right down the road from us, and he walks his dog past our house twice a day to walk down to the lake and back... He told my husband several years ago during one of his walks that right after he bought this house, he found a box of dynamite in the crawl space!! He called the police and they called the bomb squad. lol Too funny. lol

Hi. My 14yr old daughter has started the braces process. She had expanders put in a few weeks ago, which was really painful for her, and Friday she had the bottom braces put on. She's been in a lot of pain this weekend, but she's handling it... I was not in the room when she had the braces put on, or actually during any of the work. They make the parents wait in the waiting room. When we walked out to the car on Friday, my daughter said the orthodontist didn't put the braces on, the woman did. There's a large room that all the kids go into, and it has several women work in there and they do ALL the work. She said the orthodontist came in several times and looked at the work the woman was doing on my daughter and complimented it and said it looked really good. My daughter loves these women, apparently they're a lot of fun so she was happy to have one of them put the braces on, but dh and I are wondering why the orthodontist didn't put them on. We're paying $5980 for them, is it wrong to expect him to do the work? We saw him in the beginning when he went over the xrays and explained what my daughter's jaw issues are and the process she would go thru to get her jaw fixed. He said it would take 23 months. He said if she didn't get braces now she would undoubtedly need jaw surgery as an adult. He didn't have to persuade us, our dentist already said she needed them and we were fully on board. But why isn't the orthodontist doing any of the work? Is that the norm now? Thanks in advance and i should mention this dental office is highly regarded, they're located near in Orchard Park which is near Buffalo.

This is some serious BS. The newborn baby girl was dropped on her head, on the table, and nobody does anything!! Unbelievable. https://www.facebook.com/mo.henderson.5/videos/2648842091797161/

I apparently embedded the video without even trying to. lol Ok, so there are two parts to the video. I'll give you the link to Youtube that has part 2. The guy with the gun is a lunatic, but the other guy should've never gotten out of his car. Crazy all around... This just happened a couple days ago.

Update!!!! I have great news! I just heard from Kalie, from my mortgage companie's twitter, a couple minutes ago, and she told me everything's been fixed! They had accidentally listed our school taxes and county taxes twice on our escrow payments to be paid.. She said we actually have an escrow surplus of $49, lol, but because it's less than $50 they're keeping it in the escrow account. I wrote her back and thanked her, and asked her if there was an email or phone number where i could reach her boss to tell them how much i appreciated her help. She gave me an email address, and said i could also post on their twitter too, which i will. They get a lot of complaints, so a note of gratitude might be well received. Thanks again for all of your responses.

Throw all your extra money at it, if paying it off early is your goal. My dh got a $5k bonus 2 years after we bought this house, and we put ALL of it towards the mortgage. That started the ball rolling. Now, with the extra money we've paid on it it over the years, we're on track to have it paid off around 7 years early. Not to shabby...

The woman from the mortgage company on Twitter just tweeted me back! When she DM'd me I wrote her back and said I know you've handed this off to your tax department, but when you briefly looked at it did you see anything awry? I told her it was my last question. So this is her writing back. She said "I do see the school tax and Town tax line have been listed twice in the escrow account. I wanted to confirm with the county that we have the correct amounts.^Kalie

Hi. I'm so sorry I didn't come back on here and respond til now. I wanted to make some calls today and find out more information.. I called our local county tax authority and she saw NO evidence of a tax increase whatsoever. In fact, she told me to call my mortgage company and ask them on what information are the doubling my escrow for the town taxes. I called the mortgage and because the mortgage is in my dh's name they wouldn't talk to me. That's never bothered them before, and I'm the one that set up removing the PMI from the mortgage, but apparently the escrow department is hallowed ground and they wouldn't take my call. So, I tweeted them. lol And to their credit whoever is running their twitter tweeted back right away and told me to DM them and tell her everything, which I did, and she wrote back and said yeah, i see what you're talking about. Im handing this over to our tax department to hopefully fix this issue for you by tomorrow. So, we'll see. I mean if the taxes for the town went up then taxes for the school should've gone up too... We've been appraised at this number before, a few times actually, over the 16 years, and our taxes barely bumped up at all, so why it doubled now at this same number i have no idea. I get what you're saying Centex. Your points are well taken, but have a heart, lol, no one wants their taxes doubled out of the clear blue, with no rhyme or reason attached to it. I'll update as soon as I know anything. Thanks for all the responses! I appreciate them. Oh, Hege, we did put up a 3ft wooden picket fence last summer, in our backyard. It looks great actually, so that may have caused the $5k increase in the assessment, but again we've been assessed at this number before with barely a noticeable tax increase. HRS1980, I don't know what exemptions we have or don't have. I do know we get a check every year from Coumo (again no politics intended) around August or so, for property tax relief.

They exactly doubled. It isn't the school taxes that went up, it's the town's taxes. We got a letter maybe 2 weeks ago or so that said our assessment went up by $5k. No big deal, we thought. We're in NY, south of Buffalo. Is this even legal? How can they just double your taxes like that? This feels like highway robbery! We live in a rural area of Western NY, who do I even call about this? Do I call our Rep Tom Reed? Mod note: I am NOT trying to bring up politics at all. And i won't. I'm only trying to figure out who to make a telephone call to. I'm freaking out. :( We had just signed the contract with the orthodontist on Friday to pay him $6k to pay for our daughter's braces. We made a huge down payment and the balance will be paid off after 9 additional payments. Uuugh, this tax increase couldn't come at a worse time. Thanks for listening to my rant. We've lived here almost 16 years, and tbh we've never had an increase like this, in fact, we've barely had an increase at all. We almost always get a check after our analysis. So this increase is shocking af. I'm sure a lot of you who regularly get tax increases are now thinking welcome to our world. lol

Thanks!! Experian, and I'm in NY.

I applied for the Gold Delta SkyMiles, and was approved!! I have a $1,000 credit limit. I'm done applying for anything more. I'm just sitting here stunned that Amex is letting me back in, after I Bk'd them. I'm shocked! I thought Amex blacklisted forever! I Bk'd Amex for about $7k back in 2008. I'm so happy!! lol

Thanks Hegemony!! It's great to hear from you.