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NorCalR1

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  1. July 2021? I think most will just request a refund. Alot can happen between now and then.
  2. Keeping a watch on this as it will only get worse.
  3. Exactly. One step forward, two steps backwards. No one can seem to catch a break. Lends more credence that states will need to deal with millions of these workers who cannot work from home, and when they are laid off, fired, or furloughed, have no means to make rent.
  4. As expected, small, medium, and even large businesses are facing tough times, laying off staff, reducing hours, etc and not able to stay afloat thus causing them to file bankruptcy and/or closing some locations permanently. Now slowing down the reopening is causing even more financial stresses on business.
  5. This is a terrible idea. Dislike this as much as employers dispersing paychecks via loading onto a debit card. Stick with direct deposit into a checking account or use paper checks.
  6. “Those beyond 65 — to me, a surprisingly few — only about half said they’re focused on performing well at their current job,” Collinson said. “If there was ever a time in history to be a superstar at your employer, now is that time.” That means you own it. Waiting on your employer to send you to training is as if to say the train has left the station. It is all up to you. You need to self train and learn on your own outside of work, and take initiative and spend the money to keep up. If you don't, just remember, there are new college graduates, and a migrant workforce that is hungry, capable, motivated, and highly educated. Get complacent, and your out. Simple as that. Your not entitled to anything, and no one owes you anything. This is not news. We have known about this for years. Large segments of the population are nowhere near ready to retire even though are either eligible or nearing eligibility. Underfunded is and has been a well known problem, especially for boomers. If you missed the boat, then your in for a rough ride at a minimum, and unlikely to make it.
  7. If Gov. Newsom rolls back the reopening stages, and re-institutes a shelter in place order, how are susceptible folks supposed to make back rent within 6 months?
  8. Doubt it. With Zero-Bail policies in effect, even with carjacking/robbery, you can't really get locked up anymore. There was an incident at an East Bay BART station where some guy committed car theft, but let out after 6 hours, then committed car jacking an hour later. With covid-19 cases spiking again, they won't hold you in jail for long. Just process and release to avoid overcrowding.
  9. Agree. We do have nice weather, as evidenced by this morning. However, the state is so big and diverse, it is near impossible to manage under one umbrella. Northern California is very much different from Southern California. What is clear though is that the homeless problem is not going anywhere, and wishful as you want, you cannot spend your way out of it, or legislate your way out of it.
  10. There's a local Italian market that makes sauce, just need to buy meat and linguine. Homemade takes time and patience, but once you've gotten it to your liking, it is worth the effort.
  11. Disconnect between Main St. and Wall St. again. Sooner or later, that will be reconciled. I.e. someone will lose, and it likely won't be Wall St.
  12. NorCalR1

    CHASE CLD

    Spooky. Just checked again right now while making a payment. No change to credit limits on any Chase credit account. Crossing fingers that it holds.
  13. Definitely hoarding as much cash as possible. Like many of my neighbors, we did not receive any stimulus money, but nonetheless, saving as much of our pay into the bank as we possibly can. Gov. Newsom threatening residents that he will quarantine us all and reverse opening up if he does not see compliance, and soon.
  14. "Meanwhile, because many people tend to save the money, there isn’t much benefit for the economy." Exactly. You send them more money ($1200 individual, $2400 couples, +$500/per dependent max=3). Some will go out and spend it on non-essential items expecting their will be more. The vast majority are smarter than that and will just leave it in their checking/savings accounts. No real economic benefit.
  15. Not 100% true. Many are saving their paychecks and unwilling to spend.

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