Your Equifax Credit Score? 644
Your Experian Credit Score? 634
Your TransUnion Credit Score? 640
How many years have you been on file with Equifax? 7+
How many years have you been on file with Experian? 7+
How many years have you been on file with TransUnion? 7+
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY
Do you have an open auto loan? NO
Will this open auto loan be a trade-in? N/A
How many late pays within the last 12 months on the currently open loan? NO
How many late pays within the last 13-24 months on the currently open loan? (90 DAY) ON PAID OFF LOAN
Your current open auto loan is financed with?
Your current open auto loan payment is?
Estimated amount you may be upside down in this vehicle?
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 7
YOUR REVOLVING CREDIT HISTORY
Total number of revolving account(s) you have? 6
Total percentage utilized overall? 10%
How many of your revolving accounts are store cards?1
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 4
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 1
YOUR PERSONAL INFORMATION
How long at your current residence? 4
Do you Rent or have a Mortgage, or Live w/Relative or Other? MILITARY HOUSING
Your Monthly Rent or Mortgage payment? 0
How long have you held your current job? 6YRS
Your total provable monthly gross income is? 5500
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) PAYSTUB
Is there additional monthly income? What amount monthly?
Describe the source. NONE
Is the additional monthly income provable?
Spousal income is not applicable.
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $3000
Does any credit repository contain any Public Record? NONE
If yes, please very briefly describe.
Does any credit repository contain any Collection Account(s)?
If yes, please very briefly describe. PAID FOR DELETED ON TU REAPPEARED, WILL CHALLENGE
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 7
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 7
New or Used vehicle you are considering: Please very briefly describe.
NEW SUV UP TO 25,000 DOLLARS. HAVE APPLIED FOR TOYOTA CREDIT, WAS PLACED IN THE 2ND TEIR BUT OVERALL DENIED. NOT SURE WHY? ALSO BEEN DENIED FOR FORD, AND CAPITAL ONE. WILL I HAVE BETTER LUCK AT A DEALER?