Not sure how to respond to them.
I am in debt and dont know what to do,this morning a cop handed me papers filed from LVNV FUNDING. From what I can understand from them they are asking
Please admit that the Plaintiff is the assignee of and /or originator of an account in your name.
Please admit that the amount set forth in the plaintiffs petition is correct.
I think this is from a Sears card, I had tried at one time to deal with them and had been told that the 4000 dollar debt would be reduced to 3000 if I made payments of 300 a month which I did 2 mnths but stopped because they never sent me a written statement of our deal and received a call from a lady saying that I owed 4000 and that the 3000 deal was never made .What am I suppose to do with these papers? I am suffering from severe deppression and I dont know how to handle this or what to do.My husband and I are on the verge of divorce over all this crap and I am scared that when I tell him this it will be too much for him to handle. We have other cards that I have not bene paying on. I guess I pretty much have shut down --given up . I know this isnt an excuse but its how I feel at this time. I dont know what to do . I have thought of filing bankruptcy ---any advice would be so very much appreciated
Theres no court date on these papers--being that they were drawn up at the courthouse do I respond through the courthouse?