I have "good" credit (740ish) from all 3 bureaus. However, I've noticed this past month that my usage is inaccurate. It's off by $2k. So, my utilitzation is at 25%, not 15% - which would boost my credit score(and ego) Now, I'm not one to usually quibble, BUT, I would like to have my score go the 760-800 range so I can be classified as "excellent".
Any ideas on how to proceed? When I look on my credit karma, nerd wallet, capital one, scores, they will show updates within a week of each other. That's why I'm curious why they are still off by $2k?
Many thanks all,