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ybariboo

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About ybariboo

  • Birthday April 12
  1. Credit Application Your Age? 41 Equifax Credit Score? 618 - (Myfico report) Your Experian Credit Score? - 629 (Myfico report) Your TransUnion Credit Score? 615 (Myfico report) How many years have you been on file with Equifax? 10 years How many years have you been on file with Experian? 10 years How many years have you been on file with TransUnion? 10 years YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? YES. Independent Bank, 8 Payments left Will this open auto loan be a trade-in? No How many late pays within the last 12 months on the currently open loan? 2 How many late pays within the last 13-24 months on the currently open loan? 2 Your current open auto loan is financed with? Independent Bank Your current open auto loan payment is? $499 Estimated amount you may be upside down in this vehicle? n/a Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 7 YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 18 Total percentage utilized overall? 26% How many of your revolving accounts are store cards? 7(eddie bauer, victoria secret, Maurice’s, catherine’s, Lowe’s, Target, best Buy) How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 7 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0 YOUR PERSONAL INFORMATION How long at your current residence? 5.5 Years Do you Rent or have a Mortgage, or Live w/Relative or Other? Mortgage Your Monthly Rent or Mortgage payment? $1340 How long have you held your current job? 5 years Your total provable monthly gross income is? $ 7900 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) 1099s / Tax returns YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 5000 Does any credit repository contain any Public Record? yes If yes, please very briefly describe. (Paid state tax lien $550 from 2008) Does any credit repository contain any Collection Account(s)? Yes. 4 – Medical Total (1200) If yes, please very briefly describe. Medical Bills; settled for a car wreck but all bills weren’t consolidated at the time of loss Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 5 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 5 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 9 New or Used vehicle you are considering: Please very briefly describe. I am interested in purchasing one of the three vehicles listed below: 2014 Dodge Durango Citadel AWD 3.6L V6 8A $44,500 2013 Highlander 4WD Limited 3.5L V6 5AT $41,000 2012 BMW X5 Xdrive35i 3.0L I6 8A
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