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alizane

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  1. Can someone tell me why should one opt-out when repairing your credit? Uptil now, I have not heard a logical explanation how possibly someone who opted out will get more deletions than someone who didn't.
  2. I brought a car last year in August, in Sept the loan was funded by BOA. However, I was not given any notificaiton of this. The dealership had my wrong address and hence so did BOA. They sent all the statements to the wrong address and finally when I looked at the credit report I found that I was marked late. BOA since has refused to remove the late despite admitting they had my wrong address. Can I file a FCRA suit against BOA for failing to notify of adverse reporting and what section of the FCRA would I cite ?
  3. I've got an established business , paydex 80 with 50k loc. Where can I get an unsecured line of credit without proving income or tax returns in this market? What amount would I be able to secure?
  4. I just found out that my sister made a settlement agreement with an attorney and agreed to payoff a debt that is not hers, as they were trying to serve her. An attorney called her and told her that she was liable to pay it , so she made a couple of payments on it. This is an account that was started over 4 years ago and she was under 18 at that time. She has already paid the attorney $600 of the $1000 balance. I was thinking of having her file a police report and sending out a validation letter demanding validation and the money back ,or face complaints with the Bar and the AG. Please advise
  5. ANYONE ELSE THAT CAN COME CLOSE?
  6. Anyone Else got anyplace else for a good rate in mind??
  7. I actually am doing a refi of a 2004 S430 , 24K miles got it for $37K in Jan.
  8. I've got wells fargo and us bank at 50K each ...initially they were no doc , but later I did apply for an increase going full doc however both turned me down stating I did not have enough fixed accounts recievables.
  9. Hey fellas, MY situation Great DNB file , 700 fico, 4 yr in business 500k gross per year Currently I have a couple of cards at 50K , where should I apply to get the high limit 150K LOC's?
  10. I recently got approved for a 5.49% used car rate for 60 months on my 2004 mercedes at Justice Federal Credit Union. Who else is competitive to offer a rate this low?

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