Jump to content


  • Posts

  • Joined

  • Last visited

Recent Profile Visitors

565 profile views
  1. Los Angeles
  2. Los Angeles
  3. Centex and Marvbear, Thank you so much for the advise! I have not been able to get back online in the past few days, hence, my late response. It is the same entity that reinserted. The accounts were not transferred to any collection agencies. I have an old affadavit and police report from 2017 and then when updated it in early 2020. But, when an item appeared on my report I resent the police report and affadavit and that is when stuff just got reinserted. It is a nightmare. Legitimate fraud should not be so difficult. I had a person in special handling at Experian saying that I can do nothing as my account is blocked from doing so???? If that makes sense!!!
  4. Happy New Year! I had a few weird things happen in the past few days. I got emails from Experian saying my disputes have been processed. I found that both old accounts I had disputed off and fraud accounts had been reinserted. When I called about the fraud accounts I was given the run around and told that I could not dispute them. A. I can't seem to get clarification of reinsertion procedures. Can someone verify? (I have searched the site and still am a bit confused!) B. Why am I getting pushback on the fraudulent accounts? Is there some new procedures with Experian? These are really hurting me and I am confused. Thank you!
  5. Hello Hegemony, I just got a recent chexsystems report and I have closed both a credit union and a bank account in the past 2 years and there was no mention of either.
  6. Hello Everyone! I just wanted to give you an update on BBVA/Compass in the LA basin. To open an account they only run EWS not chexsystems. I opened an account a few days ago. Additionally, what am I doing wrong...? I can not find the list for chexsystems banks. If this info is repetitive I apologise!! Be safe!
  7. Question, to follow up from TMC’s post has there been any difficulties with the HSBC Premier account since it was opened? Many thanks in advance and be safe@
  8. Happy Summer Everyone! Quick update, Comerica in Marina Del Rey runs chexsystems before opening an account. Have a great day!
  9. Just a heads up, I opened an account at union bank in marina del Rey, yhey are lovely there, nothing on Chex but I still can’t get Kinecta to remove from EWS so it was cancelled about 5 days later.
  10. Thank you for all of your help! Unfortunately, I was rejected from EWS. Kinecta reported me for fraud on Chexsystems and when I challenged them in person they removed it from Chexsystems since it was fraud. But, they did not remove it from EWS. I have had such bad luck with Kinecta Federal Union that I need to get another bank. Thank you!!
  11. If in California if you are in Los Angeles I hope that you are not pounded by the rain too much! I have a question, does anyone know for certain what local local banks DO NOT use EWS within the Los Angeles basin? I checked my chysystem report and it it clean, however, Kinecta put my account on EWS and has not removed it even thought they removed the Chexsystems. I have tried everything to get them to remove this entry. However, it has been a battle with the Credit Union. I have had to fight and claw my way to get anything accomplished with this credit union. I don’t know if it is because the staff is young and has had no manager for months — which I tend to think since they try. However, there is no one more senior they can speak with and I has help hostage with a woman whom called me a suspect after I had fraud on my account!
  12. Thank you BPrude for the info on Sprint. I was trying to figure out which phone company to go through for a business account and none of it made sense to me. Truly appreciate it!
  13. I had nothing on Chexsystems so I got lax and didn't check EWS before I went to open an account at the two above banks. Ironically, I have had a savings at Capital One dating back to when it was orange. However, both declined me because I had an EWS history which I need to find out about and get sorted. Just in case this is of any help to anyone...
  14. Repairing, congratulations and thank you for the updates I enjoyed reading them. Especially since I have not kept up with Creditboards and am regretting my being so lax. It truly doesn't pay and I know better than to ignore my reports - from the excellent advise I have received from this board. However, I have one question, how the heck did you get 9 charge-offs deleted from Equifax so quickly? I don't know if you saw this link included in a post today with all of the contact data from numerous reporting agencies. If not, https://s3.amazonaws.com/files.consumerfinance.gov/f/documents/cfpb_consumer-reporting-companies-list.pdf Keep up the good work!
  15. I can log onto the website but my credit data and report will not populate.
  • Create New...

Important Information