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xdfgf

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Everything posted by xdfgf

  1. BBVA debit card. Working a bank bonus on them right now. A merrick bank offer, turlit
  2. So several years ago I opened a Treasury direct account for whatever reason, and It's just kinda sat there for a long time empty and unused. Now that I'm starting to grind bank accounts a little bit I've started to use it for qualifying direct deposits on pretty much every bank there is including chase and BoA. I was wondering if there has been any other interesting tidbits found out there about this kinda oddball service. Anyone had a terrible experience?
  3. Rumor about ultra premium AmEx between Platinum and Centurion Baffled about what this could possibly be the multiplier on this one unless it's a combination of all cards underneath, which seems out of character for Amex. Will be watching this along with the new premium Cap1 and Citi.
  4. Do you have a drug problem? I did and ruined my credit for a decade because of it. I'm not passing judgement, just want to let you know that it can be fixed, and it will get better. Good luck.
  5. Uber card is circling the turlit LOL This thing is headed to the sock drawer soon leaving absolutely Zero Barclays credit products that I am interested in
  6. If I didn't have Gold and Platinum already, this would be a pretty sweet start to AmEx. The 3x on hotels is a nice grab, but I book mostly through travel.amex now so I'm pulling 5x on the platinum. It's not a bad refresh, but it's not what it could've been Also there is a 45k point offer on 2k spend via incognito
  7. Amex has posted to their Instagram Stories section "Something exciting is head this way!" with an image of a woman getting of a metro style train, and then a few more millenials getting out of Tuktuks, cabs, and ubers. I'd say that 3x transit is the tease for this one.
  8. Local PNC ATM dispenses all bills including $2.
  9. Biz green picked up a new SUB but it ends after 90 days. Same ol same ol for it
  10. I've only carried a balance when at 0% and its always less than 10% utilization. I don't spend beyond my means anymore like I did 10 years ago (which was fueled primarily by drug addiction), I recently bought my girlfriend a christmas present, and spread it around on a few 0%, but it will be paid off by christmas. APR honestly does not effect my decision for a card, a 0% offer might catch my eye, but I want to see more than just that. I don't want an excuse to spend money on junk...
  11. So I feel I can say that I'm well past the rebuilding stage and into establishing a foundation for my credit in the future. I'm in with all major banks other than BoA and Chase, and have a solid relationship with AmEx and a few smaller banks (US Bank, USAA, BBT). When I initially joined this site and started apping like mad I joined a ton of CU and burned most of them. NFCU, NASA, FirstTech, Patelco, CCU are all out of the running. I've joined PenFed, UNFCU, SDFCU, and I'm looking for others that have worthwhile products. I know many here are not fond of lenders that aren't the big 5, but are there any diamond products in the rough? Any travel cards that seem to stand out? Cashback cards that are great?
  12. $100 off away luggage coming to new green. Nothing else lately. Tik tik tik tik
  13. It seems that when you get out of the big banks, (Chase, Citi, Etc) the website experience really sucks. US Bank has been a bizarro company to deal with lately, if only Chase didn't hate me...
  14. I was declined but received a call wanting to know if I would reapply in 6 months. Deleted the VM
  15. High number of recent inquiries High number of revolving accounts recently opened High number of revolving accounts recently opened Too many inquiries in past 6 months in credit profile. Too many recently opened accounts in credit profile. Time since delinquency is too short. Number of months since overlimit on a bankcard Delinquency it's talking about is on the older side from around 2015 (had some major bank issues but only 1 30DL) The overlimit thing i think is from where I paid rent on a cap1 card last year (750 limit at the time, rent is 700) and as soon as the plastiq charge hit so did an AF. Shit timing..
  16. Declined 757 TU also on the AA pdf it says they checked LN and SageStream
  17. My Amex Personal Platinum. I didn't get the wooden cell phone holder tho 😠
  18. 4 additional points at Sams Club Added this to BB+ giving 6x at Sams until new years. Thats pretty sweet
  19. Amex is updating the Delta family of cards Looks like a 2x multiplier for food, groceries, and hotels added to some cards, and a change to skyclub access etc. Overhauling everything after the success of the new gold card?
  20. A letter from citi saying that my 777 equifax FICO 8 was not good enough to unsecure my $200 secured card. I guess I'll just keep using my higher limit cards and leave the old citi in the sock drawer...
  21. Visited a dealership the other day. Did a credit pull on me, showed Vantage 3. Pointed out that it's not a FICO, and the employee just looked at me and shrugged. "It's what we've been using for a year" Blah

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