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TooManyTrades

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  1. I can see soft pulls on Equifax. The CLI increase button online typically results in an instant CLI offer. YMMV.
  2. I request one via the online account once every 6 months. I believe it is a soft pull as I have my reports frozen.
  3. See my post... http://creditboards.com/forums/index.php?showtopic=524538&page=6&do=findComment&comment=5119835 It appears it has disappeared from the master list.
  4. DW got a preapproval for the Preferred card with $500 bonus if you spend $2K in 90 days. Needless to say I advised her to apply. App was not instant, but she got approved for a $20K limit. TU pull and her score was in the low 800's. I also have accounts with them - lines between $15K and $20K. They auto CLI every 6 months.
  5. foeplay - I am interested if you are willing to share. Please PM me. Thanks.
  6. Interesting. How recently, and from which card to which card? Within the last 30 days. Reallocated entire credit line from Rewards Platinum Visa to Cash Back Visa Signature. Any hard pull? No hard pull for the reallocation.
  7. Interesting. How recently, and from which card to which card? Within the last 30 days. Reallocated entire credit line from Rewards Platinum Visa to Cash Back Visa Signature.
  8. Wells Fargo allowed me to reallocate the credit line from one account to another. I did not see them on your list above.
  9. One used to be able to do this by dialing the number on the back of your card. Try this route first. If you are not "auto-approved", it will state it needs to transfer you to a representative. You can also try this URL: https://www.usbank.com/splash/credit-cards/credit-line-increase.html
  10. https://www.reviewmyaccount.com/consumergen2/login.do?subActionId=1000&clientId=ebates&accountType=dualcard&langId=en
  11. Sounds like an opportunity for Apple or some third party developer to create software that will automatically pick the card that will reap the user the most rewards. I know Wallaby has been working on this (a single card), but as Apple gets additional issuers on board, this could be the ideal payment system.
  12. Auto loan rates are pretty decent and their ACH transfers to external accounts is relatively quick.
  13. Tried to product change a Diamond Preferred. No luck. Rep stated the account was not eligible for a product change to the Double Cash. Anyone had any experience getting around this issue? Thanks.
  14. Thought this may interest the board. It looks like walla.by has done a good job organizing cards and benefits. CardBase: Compare cards based on points, cash back, hotel, airline, gas rewards etc. https://www.walla.by/cardbase The Card Guide: Take advantage of your cards and rewards https://www.walla.by/the-card-guide
  15. Ron - do you reside in one of their footprint states? Did they pull TU? Thanks.

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