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NYCdude27

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  • Location
    NYC
  • Interests
    Credit

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  1. NYCdude27

    Quickbooks Lending

    Cool... Did they make you an offer?
  2. NYCdude27

    BOA which card to app when the BK drops in 2019?

    For those rebuilding credit, it depends on who they included on the BK. They could be Blacklisted from certain creditors. BofA is more forgiving than most.
  3. NYCdude27

    Discover IT Business reporting to Personal???

    Yes, I have seen this table. If it is from this article, it says it only reports if delinquent. https://wallethub.com/edu/business-credit-card-study/25816/ When I called Customer Service just told me that they only report to Business reports. Does anyone have any personal experience?
  4. Hi- Does anyone have the Disover IT Business Card? Does it report to your personal credit reports? I called and they said it only reports to Business?
  5. NYCdude27

    BOA which card to app when the BK drops in 2019?

    You don't have to wait. Assuming your scores are decent, they will approve you. An existing relationship helps, such as a checking account.
  6. NYCdude27

    Apping a NFCU card

    I mostly use them for their yearly BT offers. Having NO FEE for a Balance Transfer is a nice perk too!
  7. NYCdude27

    Apping a NFCU card

    NFCU is great!!! Even if they start you out low, they give very generous CLI...
  8. I agree, it doesn't sound like you can afford a car. Is the 40K collection from the IRS?
  9. NYCdude27

    Kabbage Line of Credit

    Hi DeAlmaro- Kabbage has a High Interest rate compared to a credit card or LOC. In addition, it must be payed back within 6 months with the majority of interested being paid in the first 2 months. Yes, the Credit Line is all computer based. The more accounts you link, the higher your limit goes. The majority of the limit will come from your income based off of your online sales. (Amazon, eBay, etc)
  10. NYCdude27

    Navy Federal Quarterly Review - Which Months?

    It's not quarterly its every other month. Last one was at the end of December. According to my EQ the SP was done on 12/30. Historically it's been the end of every EVEN month (Feb., April, June etc.) So would it be a good idea to subscribe to the Equifax service to get that info?
  11. Hi All- I think I read somewhere it is better to ask for a Navy CLI after their Quarterly Review? What Months is this done?
  12. NYCdude27

    Redeeming Venture Miles - 1 to 1

    Thank you... I thought I was missing something. I think it's a great deal for things I'm already paying for.
  13. NYCdude27

    Redeeming Venture Miles - 1 to 1

    That's what I thought... I just checked... $100 travel = 10,000 miles Amazon gift card $100 = 10,000 miles Target Gift card $100 = 10,000 miles Am I missing something???
  14. NYCdude27

    Redeeming Venture Miles - 1 to 1

    Hi- I see everyone is using their Venture miles towards travel... What is wrong with using it for gift cards. It appears to be 1 to 1??? Did that change? I always thought gift cards were 2 to 1?
  15. I got a 6.99% offer from Barclay with a 4% fee Is there anyone I can call to lower the fee? I have had the same offer online for the last 3 months...

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