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livewire101488

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  1. Hi there, I was served with eviction papers that i have to respond by the 1st... I owe past due 567.50, and then current charges on the first. In my lease it states rent is not due until the 5th.... If i pay the 567.50 by the 1st, then octobers by the 5th, will that stop the eviction papers? I live in WA state. If you need more information, please let me know.
  2. Hi, I can tell you from working as a manager for TJ Maxx for 3 years, this card is not an easy card... You will need atleast a 650 or better for approval. Once you hit that approval, I never saw an instant approval that was below 1000.00.... If you are in that range, with no BK, baddies recent, etc, go for it. If not, I wouldnt suggest it. Bobby
  3. Hi , Although I dont post often, I do know my parents were in the same situation as you back in 2006. They were 3 months behind, and Hyundai still hadnt thought about it. They were luckily able to become current, but just an FYI, They never reported it as late on their credit either.
  4. Another thing that you can do, is if that kohls card really has never been late, start giving that usage, and it will grow, as well as doing all of the above that is mentioned. When i first got my kohls card i used it a lot with a 300.00 line, and in a year, its at 2800.00. You can also try the pre-selector for HSBC/orchard, although you might only get a 300.00 card, or a secured card. Your not in that bad of a position, its easily fixable.
  5. WOW! All i can say is i just bought a commander, and the finance guy was terrible... my credit isnt great at a 645, but they could only get one bank to approve (bank of america) with a 3000.00 down payment, as well as 2800 a month for income. The next car i buy i hope its from someone as intellegent and good with car deals as you marvbear.... you are a great find, and i hope there are more of you out threr
  6. I am now driving a 2008 Jeep Commander thanks to you credit boards! Thanks for all your help.... i was approved with Bank of America (someone i never thought would approve me, but 4 months after denials, i get approvals!) 6.99% 60 months- 335.17 per month. Thanks CB, and especially to you marvbear!
  7. Credit Application: Your Age?19 Your Equifax Credit Score?580 Your Experian Credit Score?599 Your TransUnion Credit Score?623 How many years have you been on file with Equifax?1 How many years have you been on file with Experian?1 How many years have you been on file with TransUnion?1 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan?yes Will this open auto loan be a trade-in?yes How many late pays within the last 12 months on the currently open loan?0 How many late pays within the last 13-24 months on the currently open loan?0 Your current open auto loan is financed with?citi financial Your current open auto loan payment is?335 Estimated amount you may be upside down in this vehicle?3000 Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)10 I have only had this car since july of this year, but the intrest rate is killing me at a whopping 22.99% YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have?14 Total percentage utilized overall?50 How many of your revolving accounts are store cards? How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) YOUR PERSONAL INFORMATION How long at your current residence? 1 1/2 years Do you Rent or have a Mortgage, or Live w/Relative or Other? live with relative Your Monthly Rent or Mortgage payment? 0 How long have you held your current job? 3yrs 1 month Your total provable monthly gross income is? 1650 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) pay stub Is there additional monthly income? What amount monthly? Describe the source. Is the additional monthly income provable? Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.)0 Does any credit repository contain any Public Record?no If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? If yes, please very briefly describe.yes 1 on eq & ex from june of this year none on TU Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)9 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best)10 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best)10 New or Used vehicle you are considering: Please very briefly describe. 2006 chevy cobalt ls 9996.00

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