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hotgingersnap

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  1. I just completed a payment. You may want to try now.
  2. Received unsolicited 5K increase on Amazon Biz this week. Opened at 20K in August last year.
  3. You would have an A+ if there was some significant CU presence. I would combo the major issuers. Also, do you use all those store cards? If not, culling may be in order. How about a JCB card as the ultimate oddball? A Hegemony: Thank you for the suggestions. I'm looking at Delta & NASA CU. I'll start combining the others and will take a close look at the store cards. I was recently approved for PartnersFirst Visa (15K)--is that oddball enough?. In a few more months, I hope to be in the A+ category. Thanks again hegemony.
  4. Initial CL $4000 (February 08).
  5. http://consumer.georgia.gov/00/article/0,2...3426910,00.html Georgia's credit freeze law takes effect August 1, 2008 On May 13, 2008 Governor Sonny Perdue signed into law a credit freeze bill that will provide Georgia consumers with the ability to place a freeze on their credit file for only $3, or a total of $9 for each of the three major credit-reporting agencies: Equifax, Experian and TransUnion. The freeze would be free for senior citizens 65 and older and for victims of identity theft. Each temporary lift – commonly called a “thaw†– to allow access to the consumer’s credit file would also cost $3, and would be available electronically within 15 minutes of request, keeping on-the-spot credit an option for shoppers. The legislation will become effective August 1, 2008. With the signing of this bill, Georgians have gained a new weapon in the fight against identity theft. When a freeze is in place, credit reporting agencies may not release the consumer’s credit file unless the consumer first removes the freeze by providing his password. Most lenders and creditors rely on access to a consumer’s credit file to determine his credit worthiness. By denying such access, a credit freeze makes it very difficult for an identity thief to open an account in a victim’s name. It should be noted that the law does give some companies access to reports despite a freeze such as insurance companies, existing creditors and law enforcement agencies. To place a credit freeze on your file, consumers must contact the credit reporting agencies at the addresses below: Experian Security Freeze P.O. Box 9554 Allen, TX 75013 www.experian.com/freeze Equifax Security Freeze P.O. Box 105788 Atlanta, GA 30348 TransUnion Security Freeze P.O. Box 6790 Fullerton, CA 92834-6790 The request must include identifying information: * Full name (and former name if applicable) * Current Address and former address if it changed in the last 5 years * Social Security number * Date of birth * Photocopy of a driver’s license, state ID card or other government-issued identification * Proof of current residence, such as a copy of a phone or utility bill * If you are a victim of identity theft, include a copy of either the police report; investigative report, or complaint to a law enforcement agency concerning identity theft; * If you are not a victim of identity theft, include payment by check, money order or credit card (Visa, Master Card, American Express, or Discover cards only.) Do not send cash in the mail.
  6. Feed them all to the Bull.. (By the looks of it it may be you most recent BOA account, but the history of the other card WILL stay on your report.) You want me to kill Chuck??
  7. How do I look professor? AMEX Clear 10000 Costco 7500 Hilton Honors 10000 (want to combine with Costco) BOA FIA BOA Platinum Plus MC 13000 BOA Signature Visa 18000 (old MBNA) BOA Signature Visa 14400 (want to combine with Schwab) Charles Schwab 10000 Merrill+ Visa 25000 NATIONAL CITY Visa 10000 CITI Platinum Select 2500 Professional Cash 5000 CHASE BP Platinum Visa 24500 Platinum Visa 25000 WELLS FARGO Visa 10000 DISCOVER Discover 8000 (no CLI EVER) OTHERS Lowes Visa 3750 Macy's Visa 10000 Nordstroms Sig Visa 10000 Sears MC 1200 (no CLI EVER--not enough consistent use) STORE Dell 4000 HH Gregg 4000 Home Depot 5500 Kohls 07 1500 Walmart 2450 Von Maur No Limit Reported Target Red 07 500 Bloomingdales 500 Lord & Taylor 750 Kirklands 07 1000 JCPenney 4000 Macy's Store 1900 TJMaxx 1200 GAS QuikTrip 800 Shell 300 BUSINESS Amazon 20000 Dell 10000 I want in on a couple of CU cards, Saks and BMW or Lexus, but currently waiting out inquiries (16 TU/19 EX/1 EQ). Combination suggestions please.
  8. Just updated from 2003 to 1997!! Love it.
  9. Some cool stuff from cb2, a purse, a weath and a table for my b'fast room. Too bad I'm stuck in bed with a cold or I'd be really shopping.
  10. Today was my first request for a GLI. I've had the card since 2005. I was increased from 4K to 10K on the Visa and from 500 to 1200 on the store account. I don't shop there often, so I guess the small store increase is my punishment. I'm happy that the Visa portion is now closer to my other major CC limits.
  11. I'm glad I did a search before creating a new post. I applied online this afternoon and was approved for $250. What the heck could I purchase with a $250 CL?? I immediately called to complain. The CSR asked if I applied online or in store and I replied online. She stated that CLs were conservative with online approvals, but if I would go into a store, show my ID and have them call in, I would receive an increase to $4000. I was there in 20 minutes and POOF...it was done! Of course YMMV.
  12. Oh...no...I guess I'll find out about TU when i pull PM tonight. No more relying on credit pulls without asking the audience. They pulled all three for my auto loan last week.

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