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    Sunny AZ
  1. News story about the Tucson branch. http://www.kvoa.com/story/32177869/n4t-investigators-first-brown-mackie-plaintiff-speaks
  2. Let me guess...you have some medical collections for less than $100 each on your reports? Nope Zero Collections at all. BK from 2013 45% Utilization. New accounts and New Mortgage. Lots if Inguiries. AAOA 55 months
  3. 86 points for me via MyFico Exp Fico 8 667 Fico 2 581
  4. Still works plus got $5 back thru Ebates!
  5. Damn... You are right,,,, How is this not illegal?
  6. I think you completely missed the actual question. I would do some major house cleaning.
  7. CapitalOne is very BK friendly. 2 years post BK7 and already have 4 with Cap1. 10K Venture 5K Venture 5k Quicksilver and 5k Platinum.
  8. Discharged. We did not reaffirm anything. Sent from my SM-N915T using Tapatalk
  9. First, Thanks for the replies. That's the crazy thing. We've been together since 2010 and we have never received anything ever from them (That we can recall. If there was anything it was at least 3-4 years ago.) She filed bankruptcy 2 years ago and never heard anything from them then. We definitely are not looking to wake a sleeping giant. We have no plans to actually contact them. They just recently started reporting the charge off on her credit report when it wasn't there before. Wouldn't the default date be maybe be within 90 days of the last payment since technically that is the default. Or do they use some other weird formula to calculate the default date? Sent from my SM-N915T using Tapatalk
  10. I don't a date of default listed. All Is see is Last Activity 01/2009, And Closed Date Jun 30, 2011
  11. Can you dispute a SL on your CE as obsolete? It should fall off in 5 months anyways.
  12. Wifey has an old loan that popped up on her CR. Date of Last payment recieved is 1/8/2009. Opened 8/05 Correct me if I am wrong, But this is a Private loan and Not a federally backed loan. It is NOT listed on the FSA ID website. We are in AZ and the STatute of Limitations is 6 years so we are beyond that. They can no longer collect on it I believe. Any way to get it removed from CR or anything since it is Uncollectable? Thanks

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