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RDW12228
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What's the maximum deposit for a NFCU secured card?
RDW12228 replied to ClaimJumper's topic in Credit Forum
$50k -
Yes. Sue them.
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If it were approved through Toyota, even at a high interest rate, the game plan would be to refi the car note with a credit union, in 12-18 months when the credit situation improves. I was more curious if Toyota would approve based on prior history with them notwithstanding the low scores. Maybe Marv has some thoughts?
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I'm interested in a pre-owned Camry in the $15-17k range, putting around $2.5k down. My EX score is 527, but I have high utilization. EQ is 420. TU is a split file. Both are lower because of the utilization and CO's, etc. I have a perfect payment history with Toyota, however. In 2006, I leased a Corolla. I financed the same Corolla at the end of lease with Toyota. In 2009, I financed a 4Runner through TFS. How much is the past history with Toyota likely to factor in? EX could hit approximately 580 by the time I am looking to buy (July). Any thoughts greatly appreciated.
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You have 7+ years on CB. What happened? I was doing well until 2010/2011. Then, I lost my job and couldn't keep afloat so I had to let the cards go. Some of the 420 score is because of utilization. Plus, some of my other accounts are not reporting to EQ. I have: SDFCU First Tech Capital One Macy's Bloomingdale's Local Credit Union I'm looking to add at least 3 more secured cards, pay down balances, and dispute negatives. It's harder than I thought it would be.
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420 is my actual EQ score. I'm working very hard to clear up negatives on my reports.
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Yes. I'm a member of DCU and have been since 2009, though, so maybe that will help?
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My EQ score is 410 right now. Is there any chance of being approved for the DCU secured card?
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The letter violates the FDCPA.
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They are scum. Save the messages and file an FDCPA suit. They will likely fold fast.
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From riches to rags in 2012. It's time for a comeback in 2013!
RDW12228 replied to supercreditman's topic in Credit Forum
I was looking at the ACC website and found the GNO Federal Credit Union...Looks promising... -
Denied
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I already have one with a $500 limit and I was looking to raise the limit.
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Does SDFCU require income verification for its secured Visa?
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Is $100K the max that they will go on the secured?
