How can I get a few creditors off my credit report? the situation is that I was an authorized user on 3 high limit credit cards my moms defaulted on due to her losing her job. Now my fico scores are in the mid 500 range and I know that once I get this negative information off my report I know my score will go up to the high 5's to 600.
Although I never used my moms cards only just for emergency purposes, the fact that those accounts were written off its on my report.
Can anyone give any info on how I can proceed in getting this stuff off? thanks