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dizyaboi

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  1. I agree Craigg...i think we haven't really brought any "real" strategies to the table lately for the credit side of it, you bring up some good points. As far as starbrite....hummmm he's here!! Don't ever think otherwise....he's lurking through here trust me and he's gearing for a comeback just like he did last time when he went into hiding for a few months. The pattern is obvious...get "i miss u threads" then he comes in w/a grand entrance of "i'm back my little peasants come heretho"...uggh! ya know its posts like THIS that tick me off... WHEN WILL YOU LEARN TO KEEP YOUR CH
  2. which name of the BOA card you got?
  3. BLX was in the process of some folks getting indicted in Federal court for defrauding the SBA around that time. I'm guessing that is why your file was in limbo Superior should have all of the same products. The folks running Superior used to be with Innovative's SBA lending dept until Innovative Bank was sold a few years ago. Superior was able to complete a $5K loan for me (best they could do with the 2 year old BK) and a $12,500 loan for my biz partner in another biz. My guess is that it is rare that they actually shell out the $25K to $50K loans first time out, but you can go for an
  4. What institutions/banks offer a nice loc for my stats scores all over 700
  5. In Tx and it was TU for me *I got your PM and will respond a lil later
  6. Anywhere from $15-$50k....if it's a cc it needs to allow full access to amount...please advise
  7. I agree Craigg...i think we haven't really brought any "real" strategies to the table lately for the credit side of it, you bring up some good points. As far as starbrite....hummmm he's here!! Don't ever think otherwise....he's lurking through here trust me and he's gearing for a comeback just like he did last time when he went into hiding for a few months. The pattern is obvious...get "i miss u threads" then he comes in w/a grand entrance of "i'm back my little peasants come heretho"...uggh!
  8. Answers: #6 I disagree i think WaMu is easiest but i like BOA more, with WaMu there isnt a personal inquiry on credit vs the other it is. #7 Yes you can get business line in home. The business line want show up on your personal credit report only on business side
  9. You need to understand the difference between a CREDIT GRANTOR and a CREDIT SEEKER....once you get this understanding you need to THINK like a credit grantor inorder to get funding. CREDIT SEEKERS usually think they have a "unique" idea and no one has ever done it and it's going to be great for the world. CREDIT GRANTOR'S stay away from "unique" opportunities b/c they have absolutely no history or pattern of success and thats why must are DECLINE. If you have a business plan make sure that you structure it in such a way to the bank that it's classified under certain titles that have p
  10. That's called DETERMINATION... i LOVE IT way to go!!
  11. You're absolutely right about the bloc vs cc requirements (there's no comparison much easier approval) congrats
  12. For the last 6months we have saw changes in criteria monthly, then weekly, and now DAILY with banks. Now BOA, WF, CITI, USBank are all asking for 4506. Inside sources are stating that the reason for these new changes is because the obvious... "credit crunch". Many loc that banks have been giving out for the last few years are becoming delinquent and causing great financial stress on the banks. GOOD CREDIT scores are no longer ALL you need to get a loc NOW you MUST have good BUSINESS scores and some tradeline history on DNB. GONE are the days where you can just add a pg to a shelf. Th
  13. their going to separate unfortunatly
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