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  1. Thank you Centex. My sister has been in contact with my dad's attorney's office regarding his will and other issues. The attorney who prepared his will has since retired and another attorney will handle is estate, or lack thereof.
  2. Hi all. It's been quite awhile since visiting here, but I have an unusual situation where I can use some guidance. My 90 year old dad has been in and out of the hospital since last May. For years we had no idea how bad his financial situation was, but it was clear he had been in trouble for a long time. He's had two BofA cards that were maxed out and which he stopped paying on back in May. Prior to this he was only sending them $25/month, thinking that would keep him out of trouble. This last round he had been in the hospital since before Christmas. My sister was collecting his mail and
  3. Thank you. The amount is correct and there is an established relationship between the AG and the CA. The AG was sending the bills and trying to call with obsolete contact information, so this is a billing error on the part of the AG.
  4. It's been a while since I've visited the boards and I understand that some rules may have changed regarding HIPAA. Yes, it's been that long. Anyway, my wife received a letter from a CA on Saturday for a medical bill. It's related to surgery she had in November last year, and is from the anesthesia group (AG) from the surgery center. The reason it has been sent to collections is because the AG has been sending bills to an old address where we haven't lived in 3 years. They also said they've been calling .. to the old landline number we had back then which we dropped because we only use
  5. DW applied online and was approved for a Southwest Airlines Chase card with $14K CL. She requested a CL of $7500 and requested a BT of $6300 to HSBC to zero out that account. Somehow Chase interpreted her BT request as $75,001 and she received a letter today that stated they could not BT her entire request, so they transferred $13,500 of the $14,000 (yes, leaving $500 available) to HSBC. Her balance on HSBC was only $6300, so they sent more than twice the amount (for which she will be charged a BT fee). She just spent over an hour between Chase and HSBC trying to get it straightened out
  6. Maybe I missed something here, but you state on your reports Asset is the OC? Did you every apply for credit with Asset? Did they ever grant you credit? If not, they cannot be the OC. Correct?
  7. ClarkeCO, I know they can call one more time, but only to tell us what the next step in the process is, either to take us to court or to stop calling. I also thought about bona fide error. Anyway, I heard back from the LEO this afternoon. He's going to give me a copy of his recording this weekend. Bottom line, we won't be hearing from them again. And if we do, all kinds of H3LL is going to break loose on MNK. From what he told me about the conversation, he was very persuasive.
  8. MNK will be receiving a phone call this morning from my friendly (?) neighborhood LEO. Strangers contacting minor children is not taken lightly around here. I went to Radio Shack last night and got a recorder and recorded the message from DD's cell phone and took a snapshot of the number/date/time from the call log. LEO is also recording the phone call ... we're in a one-party state. I'm building a nice document trail to make them go away. I'm not letting them off the hook. BTW, this was Full C&D, not a DV.
  9. Referring to this thread: http://creditboards.com/forums/index.php?showtopic=364232 I mailed (CMRRR) my Full C&D to Mitchell N Kay on 10/9/08, and I got the signed green card back showing receipt on 10/14/08. My daughter received a call this afternoon while she was at school, so naturally it just went to voicemail. Guess who? I told her not to delete the message, very important. I was furious. I called the number that was left in the message and laid her out a new one. She denied that they called and that the 866 number was not them. ummmmm .... that's the number that
  10. OK, C&D is sent CMRRR. I really don't expect anything more to come of it, but we shall see. Thanks for the assistance.
  11. How's this ... "To assure that cell number xxx-xxx-xxxx is removed from the file, this letter will serve as confirmation of our phone conversation this morning. You are to Cease ANY and ALL communication with my minor daughter at this phone number and at any address associated with this phone number. By this letter, I am also disputing any alleged debt in its entirety which you believe to be mine or my minor daughter's. " I can't exactly ask for validation when at the same time I'm telling them to cease communication. I'm really trying to stress the "minor daughter" angle .... af
  12. Thanks. Right now I am more interested in stopping the calls to my DD. Nothing is showing up on any of my reports, and they don't ask for either of us by our correct names. I will do the proper disputes if they do show up. If this *&^ who took the call had been nice about it, I wouldn't give it another thought, but because she was a pain, and because it's MNK, I thought I would take it one step further with a confirmation letter. She actually hung up on me in mid-sentence.
  13. Hello all. I have been lurking on this board for years and finally registered in early 2007. I have been a (business) credit professional for about 15 years (as an Analyst, not in Collections), and have learned so much about consumer credit from you, I can't begin to thank everyone enough. This board has become a daily read, and I really feel I know some of you personally from following the General discussions. For better or worse, I guess. Living in the business side of the world, I've never felt I had anything worthwhile to contribute to the consumer side, and I learn a heckuva lot more
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