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singlemom_mimi

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About singlemom_mimi

  • Birthday 01/29/1978

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  1. Hi All, I have been away for awhile not feeling well these days at all but I am in the final stretch. Anyway my 3rd target statement was cut today and I was incresed to $500. Just wanted to share with everyone because it would have never happened if I never found this forum. I would have just thrown the preapproval away. Have a great day all
  2. Im hoping that they will just take it out of there
  3. LOL you are too funny. I needed a laugh today
  4. I would have no problem with them taking my tax returns. Its only half of what I get anyway. I will try and get someone else on the phone today to talk to them about it. there is too much contradictory info on here, I am getting confused but I do appreciate everyone that is trying to help :-) The remaining balance is not much so it will be gone soon!
  5. Yes I was making payments. I missed to payments and then it got switched to conserve and they would no longer let me rehab because the balance was to low. I have also contacted Sallie Mae to refi but I was in the hospital for the past 2 weeks with pneumonia so I havent gotten very far and Im not sure if I can even refi
  6. REHAB is not an option. and yes these are US dept of Ed loans
  7. I can not rehab because the balance will be less the $1000 after rehab. This is what I was told by them and the pros in SL forum verified
  8. No the last letter I received was about the payment plan and I talked to them and they were very rude and threatened garnishment and I told them I was willing to pay I just can not pay what they want. I'm so stressed out. I will be on maternity leave in about a month but I still want to make an arrangement but they wawnt a ridiculous amount of money. I just dont have it. My balance is only 1700, with 700 being fees they added on
  9. Is there anything I can do to stop it?I pay my own healthcare so all that comes out is my 401k and taxes
  10. They are jerks Jay! Stressing out a very pregnant woman.
  11. What exactly is disposable income? After taxes? Shouldnt I have received a Judgement before they called to garnish me? The last letter I received said they had a payment plan for me, which was $400 a month and I cant afford that. They said my bablance is to low to rehab they will not work with me at all.
  12. Yes I did post in the SL forum. I have never received any information about a judgement. I think they called here to scare me. My boss came in and was like the US dept of Ed called to garnish your wages. I looked it him and said they are not even the Dept of Ed., they are a CA. I didnt think they could garnish w/o a judgement either but I am in NJ and thought maybe things are different here. I will be going on maternity leave soon so unless they can garnish disability checks they wont get much
  13. OK I have about 1700 in student loans that I owe. So today Conserve called my job and said they were from the US dept of Education and wanted to garnish my wages! I asked for a payment plan last month and they told me I would have to pay $400 a month I cant afford that. So what do i do now? I cant have them take $400 out of my check every month
  14. OK I have about 1700 in student loans that I owe. So today they called my job and said they wanted garnish my wages! I asked for a payment plan last month and they told me I would have to pay $400 a month I cant afford that. So what do i do now? I cant have them take $400 out of my check every month
  15. They must be on a roll because I just got one for a Wachovia acct from 2001 but my CR has 1/08

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