
dredee0
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dredee0 reacted to a post in a topic: Mortgage rates just hit a 12-year high
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This one is dead too. Discover: 866-222-0536 (EO)
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dredee0 reacted to a post in a topic: Updated BackDoor Numbers
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Just used the 7866 number. Just remember that the application specialist is NOT the same as the Account Specialist. The account specialist wasnt able to get on the line OR they played the same game here. Just CSRs, not folks who can actually do anything.
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dredee0 reacted to a post in a topic: Mortgage Score vs. other scores help!
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dredee0 reacted to a post in a topic: Mortgage Score vs. other scores help!
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dredee0 reacted to a post in a topic: Mortgage Score vs. other scores help!
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DAMN!!!! Its a whole different world today.
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dredee0 reacted to a post in a topic: Is it easier to refinance a mortgage than it is obtain a new one?
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dredee0 reacted to a post in a topic: Best way to fund down payment or pay off mortgages?
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It doesnt hurt to try. However, Chase may be telling you its changing and that change doesnt benefit you. ALWAYS keep additional financial backups.
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Navient private student loans - path to resolve my charge offs
dredee0 replied to foolmoon's topic in Student Loans
Thanks. I figured someone else might think the same. The down side of these forums. People come and go so quickly. -
dredee0 reacted to a post in a topic: Navient private student loans - path to resolve my charge offs
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dredee0 reacted to a post in a topic: Dealing with student loans
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MarvBear reacted to a post in a topic: Navient private student loans - path to resolve my charge offs
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Happy Saturday morning. I've been with this '22 Lincoln Corsair GT since January 21st. LFAS is my lender. 1.9% for that I am FOREVER grateful for the savings. However, their website is TRASH!!! I pride myself on keeping track of things electronically, but it seems the only way to reach the website to see ANYTHING about the loan is to use the app on my phone. It may not really matter much, as I have auto pay set up with my credit union, but still I like the access. Has anyone else experienced this? What workaround did you find?
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Navient private student loans - path to resolve my charge offs
dredee0 replied to foolmoon's topic in Student Loans
Did you dispute them as too old? -
dredee0 reacted to a post in a topic: Dealing with student loans
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DebtFreeIn04 reacted to a post in a topic: Carvana
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IndyPoolPlayer reacted to a post in a topic: Carvana
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How do you keep track of your statement cut dates, due dates, etc.?
dredee0 replied to Flashman's topic in Credit Forum
I have an Excel sheet. I also setup bill pay in my credit union so I just usually do it all there. Apps help too. -
hegemony reacted to a post in a topic: Now that my 5 year Chex deadline is ONLY two weeks away....
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Now that my 5 year Chex deadline is ONLY two weeks away....
dredee0 replied to dredee0's topic in Chexsystems Help
When you get an account under 'duress' (bad credit terms), always go back and have those holds or restrictions removed. I couldnt mobile deposit with Penfed because that restriction was on due to my Chexstatus. -
My point in mentioning it is that they can work with someone despite a BK. The repo was done the day the payment processed... that's not fair.
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Thanks. I'll definitely check. The equity makes the house have a lower loan to value amount, which usually means lower interest and can even be a tipping point when other things are borderline.
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I put them in Bk twice.. I'm forever DONE with Santander if I can help it. They repossessed a car with an active payment arrangement on it. Of course, its no longer on my credit. there are so many other options.
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How much down should you put on a car?
dredee0 replied to Caddypower's topic in Automotive Financing
Point taken. I always tell my coaching clients to do the numbers. My 1.9% at 60 months costs less than 3.9 at 72 months, but the savings on 1.9% at 36 months is negligible for me. $800 total saved with payments $200 higher a month? lol. I'll take 60 months and pay off other stuff. Use credit, but dont get in-debted unnecessarily. -
WOW!! Well damn... Puts the slow credit unions at an advantage, UNLESS they have the best deal by a lot.