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mrd694

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  1. I did not check them sorry Previous high was 12k
  2. Credit Application: Your Age? 19 Your Equifax Credit Score?601 Your Experian Credit Score? (NA) Your TransUnion Credit Score (NA) How many years have you been on file with Equifax? 1.8 How many years have you been on file with Experian? 1.8 How many years have you been on file with TransUnion? 1.8 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? NO (Previous 12k cosigned loan paid off) Will this open auto loan be a trade-in? NA How many late pays within the last 12 months on the currently open loan? NA How many late pays within the last 13-24 months on the currently open loan? NA Your current open auto loan is financed with? NA Your current open auto loan payment is? NA Estimated amount you may be upside down in this vehicle? NA Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10 YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 3 Total percentage utilized overall? 95% How many of your revolving accounts are store cards? How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 3 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) YOUR PERSONAL INFORMATION How long at your current residence? 4years Do you Rent or have a Mortgage, or Live w/Relative or Other? Relative Your Monthly Rent or Mortgage payment? 0 How long have you held your current job? 2.6 Your total provable monthly gross income is? $1800 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) Paycheck Stub Is there additional monthly income? What amount monthly? $1000 Describe the source. Second Job Paycheck Stub Is the additional monthly income provable? Spousal income is not applicable. YOUR DOWNPAYMENT $3000 Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) Does any credit repository contain any Public Record? If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? If yes, please very briefly describe. Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 7 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 7 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 7 New or Used vehicle you are considering: Please very briefly describe. 2000-2002 Audi S4 under 100k Car Cost $9999 IPB
  3. thanks for the quick replay. few question I own my own deli i can pay myself pretty much what i want when applying for a loan what should i put down? self employed? Also would a cosigner help?
  4. Credit Application: Your Age?47 Your Equifax Credit Score? 634 Your Experian Credit Score? 630 Your TransUnion Credit Score? 636 How many years have you been on file with Equifax? 15 How many years have you been on file with Experian? 15 How many years have you been on file with TransUnion? 15 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan?no Will this open auto loan be a trade-in?no How many late pays within the last 12 months on the currently open loan?0 How many late pays within the last 13-24 months on the currently open loan?0 Your current open auto loan is financed with?0 Your current open auto loan payment is?0 Estimated amount you may be upside down in this vehicle? Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have?5 Total percentage utilized overall?80 How many of your revolving accounts are store cards? How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa)5 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) YOUR PERSONAL INFORMATION How long at your current residence?4y2m Do you Rent or have a Mortgage, or Live w/Relative or Other?Mortgage Your Monthly Rent or Mortgage payment?1804 How long have you held your current job?1yea Your total provable monthly gross income is?$3200 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements)paycheck stup Is there additional monthly income? What amount monthly? Describe the source. Is the additional monthly income provable? Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $1000 Does any credit repository contain any Public Record? If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? If yes, please very briefly describe. Current mortgage In foreclosure have an open case on it. Problem is they messed up on refinancing Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 8 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 8 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 7 New or Used vehicle you are considering: Please very briefly describe. 2001 audi s4 94k $12000
  5. mrd694

    Which Bank?

    I am looking to get a $2000 personal loan. From experience which of these banks are likely to approve me? Bank of America Chase Citi Wamu MB Financial Harris Other (Which one?)
  6. Got a quick question can a Closed credit card account be taken off a credit report if so how?
  7. mrd694

    Loan Help

    Looking for a personal loan of $15,000 my credit score sucks at 625 anyone know where I have the best chance of getting one?
  8. mrd694

    Is This A Scam

    thanks fellas you guys know any place thats good to get a $15,000 loan with a credit score of 620?
  9. mrd694

    Equitrust

    thanks fellas you guys know any place thats good to get a $15,000 loan with a credit score of 620?
  10. mrd694

    Equitrust

    I already got all the paperwork from them but they need something called collateral payment in the amount of payment for the first 7 months
  11. mrd694

    Equitrust

    Anyone ever heard of EQUITRUST FINANCIAL SERVICES I got a great personal loan offer from them at %6 for $15,000 but they want me to secure it and send in first 7 months of payments ahead what do you guys think?? there website is equitrust.com
  12. Hi, I applied for a personal loan at a few places online and got a response from someone called EQUITRUST FINANCIAL SERVICES there website is www.equitrust.com. They offered me $15000 at 6% for 60months. They want me to send in the first 7months of payments ahead and and I will not have to pay for the first seven months. Anyone dealt with these guys before??

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