Hello everyone. My name is Brian and I know Im not supposed to use my full name but anyone that gets a hold of my credit and trys to steal my identity is in for a shock! LOL. Anyway, I found this board today by Devine accident so I joined today. I have been looking at cleaning up my credit for a while but had so many questions and couldnt find answers. This place is a God send. Finally, Im on the road to success. To whoever started this site, I thank you, my wife thanks you, my kids thank you, and my bank account will really thank you.