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  1. It's 652 now. I'll wait until I hit 680 Sent from my SM-G900T using Tapatalk
  2. now that my scores is higher can I app a different Synchrony card and be approved? Or if they denied me on any of their cards I don't qualify for at least 6 months on any of their products? Sent from my SM-G900T using Tapatalk
  3. I have 2 PR accounts due to drop off next year. Both accounts for over $700. They sent me letters asking to settle for $450+. They done bumped their heads. They will drop off next year before they get a penny from me. Sent from my SM-G900T using Tapatalk
  4. I love this thread. Cap1 started both my little cards at 300 in December. I spend over 1000 a month on both cards and will be hitting the luv button 3 days after my 3rd statement cut. I hope they bless me with more than a couple of hundred dollars. Oh yeah my scores was at low 600s when I apped. Now they are at mid 600s. I can't wait to see how my cards grow. I'm looking forward to an upgrade in a few more months. Then I will sock drawer these bad boys for a while and shoot for better cards. Sent from my SM-G900T using Tapatalk
  5. Quicksilver and Platinum. My scores were around 620 when I was approved. This was after I had an increase after I got some baddies removed. It took a week for me to receive my cards and they report very early. I didn't have my cards for a full month and they started reporting. Sent from my SM-G900T using Tapatalk
  6. Thanks for the advice guys. I lucked up on this one lol Sent from my SM-G900T using Tapatalk
  7. Your scenario has a significant difference from the OP's (your account is unpaid, which raises other very important issues). Start a new thread, and we can advise you there I started a new thread. Thanks Sent from my SM-G900T using Tapatalk
  8. All CC companies should have this option. Sent from my SM-G900T using Tapatalk
  9. Is this correct for a collection agency to report an account but the original company isn't? I have an old 'unpaid' WNFB account DOFD 11/2010 reporting by Portfolio Recovery. However there is no account reporting by WNFB stating the account went into collection and has a $0 balance. I never thought about it until someone posted a similar question and I realized I also have an account with HSBC that went in collection and sold to LVNV. The HSBC account is showing paid and sold with a $0 balance. AND the LVNV account is showing the amount of the HSBC account. My WFNB account isn't o
  10. I'm not sure if it was purchased by comenity or the name just changed. All I know is it used to be wfnb. Sent from my SM-G900T using Tapatalk
  11. DOFD 11/2010 Sent from my SM-G900T using Tapatalk
  12. What if it's an unpaid account and the OC isn't reporting but a collection agency is? The original account is a WFNB account before it was purchased by Comenity. The JDB is Portfolio Recovery. Sent from my SM-G900T using Tapatalk
  13. Mine reported 3 days after my first statement cut. I hadn't even had the card for a full month. I wasn't expecting it to report so soon. Sent from my SM-G900T using Tapatalk
  14. I had a lien on my reports and 6 baddies but was approved for 2 cap1 cards (low limits). I've had them for a little over a month. I will be asking for a CLI 2 weeks after my second statement post next month. I didn't think I would get them but I did. Good luck. Sent from my SM-G900T using Tapatalk
  15. It's the wait that is going to kill the idea. If they were smart they would drop the 5 month wait and keep the increase after 5 months. If I was that desperate for the help I wouldn't think of doing this program.
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