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  1. nooneimportant

    91 Day CLI Question

    It is just a minimum time. Off the top of my head, Bank of America is also 91 days.
  2. nooneimportant

    NFCU Balance Transfer

    Thanks for the info, PotO. You saved me a phone call. I was wondering why Navy showed a balance but BOA doesn't yet show a payment.
  3. nooneimportant

    NFCU Balance Transfer

    Oh no. They would get the $25 in my checking account. That would be devastating. Seriously, cross collateralization is a well known thing. If you think you might be delinquent on your accounts, take your money out. NFCU doesn't have good banking rates anyway.
  4. nooneimportant

    NFCU Qualification Question

    Expanding on cv's list... 1. They are generous with credit limits. 2. They regularly (once or twice a year) offer 0% BT with no transfer fees. 3. They do sometimes have good special CD rates. Item #2 is the only reason I bothered to become a member. You can expect to need to supply your grandfather's DD214 or other proof of service (there's a list on their website) as well as your parent's birth certificate and your birth certificate.
  5. nooneimportant

    Is there such a thing as too many CCs?

    I just noticed the other day after I was approved for card #22 that I'm only $34k away from becoming a pimp. I think 2019 will be the year.
  6. nooneimportant

    What un(der)advertised cards are you watching/apping?

    Yes, HSBC sold off most of (maybe all at the time?) their credit card portfolio to Capital One. I had a GM Flexible Earnings rewards card that was sold to Cap1. I don't think this was ever an Orchard product.
  7. nooneimportant

    NFCU Balance Transfer

    Is that a new email? The Platinum had a 0% BT offer through the end of last year, and the website now shows 1.99%. My email was different. "Achieve financial victory with a 0% APR on balance transfers for 12 months. After that, your standard variable APR applies. Just transfer your balance from another lender to your existing Navy Federal Credit Card ending in xxxx. Hurry - offer expires Feb. 28."
  8. nooneimportant

    NFCU Balance Transfer

    And now I just got an emailed 0%/12 month offer on my existing account. It is good for balances transferred through 2/28.
  9. Or the 90+% paid off installment loan trick.
  10. nooneimportant

    NFCU Balance Transfer

    I'm glad I got the Platinum last year then.
  11. nooneimportant

    Apping a NFCU card

    Perhaps the EQ pull is for opening a checking account then? I don't recall the details. I was given $30k on the Platinum yesterday. I already have $35k on the Go Rewards, which was opened at $25k 2-3 years ago.
  12. nooneimportant

    Master 2018 Approvals and CLIs Thread

    Happy New Year, brainchasm! I rounded out last year with a NFCU Platinum card at $30k. I got an email from WalletHub telling me of a TU pull.
  13. nooneimportant

    BOA is stopping HP for CLI

    I just tried this account and got the 7-10 day message.
  14. Penfed Platinum Cash Rewards $50k Discover It $39k NFCU GoRewards $35k
  15. nooneimportant

    DCU December 2018 FICO is Up

    No change for me. It's still at 772.

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