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jaz0305

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Everything posted by jaz0305

  1. Try BCU OR CAFCU. Interest will be lower but around 8-10%
  2. so if i make down payment that covers the negative equity plus 10% of total price of new car will that work? thanks
  3. Credit Application: Your Age?35 Your Equifax Credit Score?576 Your Experian Credit Score?600 Your TransUnion Credit Score?546 How many years have you been on file with Equifax?4 How many years have you been on file with Experian?4 How many years have you been on file with TransUnion?4 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan?yes Will this open auto loan be a trade-in?yes How many late pays within the last 12 months on the currently open loan?$0 How many late pays within the last 13-24 months on the currently open loan?$0 Your current open auto loan is financed with? honda financial Your current open auto loan payment is?$550 Estimated amount you may be upside down in this vehicle?$4500 Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)10 YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have?9 Total percentage utilized overall?95% How many of your revolving accounts are store cards?5 How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa)4 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)3 YOUR PERSONAL INFORMATION How long at your current residence?4 Do you Rent or have a Mortgage, or Live w/Relative or Other? live w / relative Your Monthly Rent or Mortgage payment?$0 How long have you held your current job? 4 years Your total provable monthly gross income is? $4200 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return)tax return Is there additional monthly income? What amount monthly? $0 Describe the source. Is the additional monthly income provable? n/a Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.)$1500 Does any credit repository contain any Public Record? no If yes, please very briefly describe. 1 collection since december 2010 Does any credit repository contain any Collection Account(s)? yes If yes, please very briefly describe. Cell phone bill $ since 12/2010 Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)6 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best)10 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best)10 New or Used vehicle you are considering: Please very briefly describe. 2012 ford fusion hybrid
  4. my wife got a new 2011 honda accord on spot delivery. We are self employed & so only had schedule c to show for income. Two days later got call from finance manager about proof of income, i told him we gave you the income tax info, however he insisted for more information as honda financial wont approve her. So i used my back plan & it worked.

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